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Mikrofin osiguranje a.d's earnings per share without non-recurring items for the
six
months ended in Dec. 2025 was BAM11.03.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was BAM11.03.
During the past 12 months, Mikrofin osiguranje a.d's average earnings per share (NRI) Growth Rate was 7.40% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 41.80% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was 13.60% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was -18.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Mikrofin osiguranje a.d's EPS without NRI or its related term are showing as below:
XBLB:MKOS-R-A'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -62.6 Med: 9.3 Max: 52.3
Current: 41.8
During the past 13 years, Mikrofin osiguranje a.d's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 52.30% per year. The lowest was -62.60% per year. And the median was 9.30% per year.
XBLB:MKOS-R-A's 3-Year EPS without NRI Growth Rate is not ranked
in the Insurance industry.
Industry Median: 16.45
vs XBLB:MKOS-R-A: 41.80
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Mikrofin osiguranje a.d EPS without NRI Related Terms
Mikrofin osiguranje a.d EPS without NRI Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:MKOS-R-A vs CB, PGR, TRV: EPS without NRI Comparison
For the Insurance - Property & Casualty subindustry, Mikrofin osiguranje a.d's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mikrofin osiguranje a.d PE Ratio without NRI vs Insurance Industry
For the Insurance industry and Financial Services sector, Mikrofin osiguranje a.d's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Mikrofin osiguranje a.d's PE Ratio without NRI falls into.
Mikrofin osiguranje a.d EPS without NRI Calculation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was BAM11.03
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a EPS without NRI of BAM11.03 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Mikrofin osiguranje a.d and its competitors.
Is Mikrofin osiguranje a.d's EPS without NRI too high?
Mikrofin osiguranje a.d's current EPS without NRI is BAM11.03. Overall, Mikrofin osiguranje a.d has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Mikrofin osiguranje a.d's EPS without NRI compare to CB and PGR?
Mikrofin osiguranje a.d's EPS without NRI of BAM11.03 can be compared against companies in the Insurance industry. The industry median EPS without NRI is 16.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for an Insurance company?
The median EPS without NRI among Insurance companies is 16.45, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Mikrofin osiguranje a.d and its competitors. For the Insurance industry, the median EPS without NRI is 16.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mikrofin osiguranje a.d's current EPS without NRI is BAM11.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mikrofin osiguranje a.d stock overvalued right now?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a current EPS without NRI of BAM11.03. The stock's GF Value™ is BAM162.24, compared to a current price of BAM100.00 — trading 38.4% below its estimated fair value. The current EPS without NRI is BAM11.03. Mikrofin osiguranje a.d's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Mikrofin osiguranje a.d (XBLB:MKOS-R-A), the current EPS without NRI is BAM11.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Mikrofin osiguranje a.d stock appears to be undervalued.
The current stock price of BAM100.00 is trading 38.4% below its estimated GF Value™ of BAM162.24.
Key valuation signals for XBLB:MKOS-R-A:
EPS without NRI: BAM11.03
GF Value™: BAM162.24 vs. price of BAM100.00 (38.4% below fair value)
No single metric tells the full story. See the XBLB:MKOS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mikrofin osiguranje a.d is engaged in offering insurance services in Bosnia and Herzegovina. The company provides insurance for accidents, vehicles, agriculture, transport, and health insurance.
100GF Score
Get the complete analysis for XBLB:MKOS-R-A
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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