Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Operating Cash Flow per Share: BAM30.54 (TTM As of Dec. 2025)

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XBLB:MKOS-R-A Mikrofin osiguranje a.d XBLB:MKOS-R-A
100 GF Score
Price BAM100.00
GF Value BAM162.24
! 1 Warning Sign
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What is Mikrofin osiguranje a.d Operating Cash Flow per Share?

Mikrofin osiguranje a.d XBLB:MKOS-R-A 100 Operating Cash Flow per Share is BAM30.54 as of Dec. 2025. GuruFocus rates XBLB:MKOS-R-A with a GF Score™ of 100/100 and a GF Value™ of BAM162.24. The stock has 1 warning sign investors should review.

Mikrofin osiguranje a.d's operating cash flow per share for the six months ended in Dec. 2025 was BAM30.54. Mikrofin osiguranje a.d's operating cash flow per share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM30.54.

During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Mikrofin osiguranje a.d was -31.50% per year. During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 17.90% per year. During the past 5 years, the average Operating Cash Flow per Share Growth Rate was 17.20% per year. During the past 10 years, the average Operating Cash Flow per Share Growth Rate was 3.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.

The historical rank and industry rank for Mikrofin osiguranje a.d's Operating Cash Flow per Share or its related term are showing as below:

XBLB:MKOS-R-A' s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: -20   Med: 7.15   Max: 50.8
Current: 17.9

During the past 13 years, Mikrofin osiguranje a.d's highest 3-Year average Operating Cash Flow per Share Growth Rate was 50.80% per year. The lowest was -20.00% per year. And the median was 7.15% per year.

XBLB:MKOS-R-A's 3-Year OCF Growth Rate is not ranked
in the Insurance industry.
Industry Median: 12.2 vs XBLB:MKOS-R-A: 17.90

Mikrofin osiguranje a.d Operating Cash Flow per Share Related Terms


Mikrofin osiguranje a.d Operating Cash Flow per Share Historical Data

* Premium members only.

The historical data trend for Mikrofin osiguranje a.d's Operating Cash Flow per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mikrofin osiguranje a.d Operating Cash Flow per Share Chart

Mikrofin osiguranje a.d Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Cash Flow per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.48 18.62 36.67 44.60 30.54

Mikrofin osiguranje a.d Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Cash Flow per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.48 18.62 36.67 44.60 30.54

XBLB:MKOS-R-A vs CB, PGR, TRV: Operating Cash Flow per Share Comparison

For the Insurance - Property & Casualty subindustry, Mikrofin osiguranje a.d's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mikrofin osiguranje a.d Price-to-Operating-Cash-Flow vs Insurance Industry

For the Insurance industry and Financial Services sector, Mikrofin osiguranje a.d's Price-to-Operating-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Mikrofin osiguranje a.d's Price-to-Operating-Cash-Flow falls into.


XBLB:MKOS-R-A
100GF Score
Mikrofin osiguranje a.d XBLB:MKOS-R-A
Operating Cash Flow per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mikrofin osiguranje a.d Operating Cash Flow per Share Calculation

Operating Cash Flow per Share is the amount of Cash Flow from Operations per outstanding share of the company's stock.

Mikrofin osiguranje a.d's Operating Cash Flow per Share for the fiscal year that ended in Dec. 2025 is calculated as

Operating Cash Flow per Share (A: Dec. 2025 )=Cash Flow from Operations (A: Dec. 2025 )/Shares Outstanding (Diluted Average) (A: Dec. 2025 )
=2.138/0.070
=30.54

Mikrofin osiguranje a.d's Operating Cash Flow per Share for the quarter that ended in Dec. 2025 is calculated as

Operating Cash Flow per Share (Q: Dec. 2025 )=Cash Flow from Operations (Q: Dec. 2025 )/Shares Outstanding (Diluted Average) (Q: Dec. 2025 )
=2.138/0.070
=30.54

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2025 was BAM30.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Operating Cash Flow per Share of BAM30.54 mean?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a Operating Cash Flow per Share of BAM30.54 as of Dec. 2025. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Mikrofin osiguranje a.d and its competitors.
Is Mikrofin osiguranje a.d's Operating Cash Flow per Share too high?
Mikrofin osiguranje a.d's current Operating Cash Flow per Share is BAM30.54. Overall, Mikrofin osiguranje a.d has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Mikrofin osiguranje a.d's Operating Cash Flow per Share compare to CB and PGR?
Mikrofin osiguranje a.d's Operating Cash Flow per Share of BAM30.54 can be compared against companies in the Insurance industry. The industry median Operating Cash Flow per Share is 12.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for an Insurance company?
The median Operating Cash Flow per Share among Insurance companies is 12.20, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Mikrofin osiguranje a.d and its competitors. For the Insurance industry, the median Operating Cash Flow per Share is 12.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mikrofin osiguranje a.d's current Operating Cash Flow per Share is BAM30.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mikrofin osiguranje a.d stock overvalued right now?
Mikrofin osiguranje a.d (XBLB:MKOS-R-A) has a current Operating Cash Flow per Share of BAM30.54. The stock's GF Value™ is BAM162.24, compared to a current price of BAM100.00 — trading 38.4% below its estimated fair value. The current Operating Cash Flow per Share is BAM30.54. Mikrofin osiguranje a.d's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Mikrofin osiguranje a.d (XBLB:MKOS-R-A), the current Operating Cash Flow per Share is BAM30.54 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mikrofin osiguranje a.d (XBLB:MKOS-R-A) Overvalued in 2026?

Based on GuruFocus' analysis, Mikrofin osiguranje a.d stock appears to be undervalued. The current stock price of BAM100.00 is trading 38.4% below its estimated GF Value™ of BAM162.24.

Key valuation signals for XBLB:MKOS-R-A:

  • Operating Cash Flow per Share: BAM30.54
  • GF Value™: BAM162.24 vs. price of BAM100.00 (38.4% below fair value)
  • GF Score™: 100/100 with 1 warning sign

No single metric tells the full story. See the XBLB:MKOS-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mikrofin osiguranje a.d Business Description

Address ul. Aleja Svetog Save 61, Banja Luka, BIH, 78000
Mikrofin osiguranje a.d is engaged in offering insurance services in Bosnia and Herzegovina. The company provides insurance for accidents, vehicles, agriculture, transport, and health insurance.
100GF Score

Get the complete analysis for XBLB:MKOS-R-A

Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BAM100.00
Price
BAM162.24
GF Value