CDEFF (Credito Emiliano) EPS without NRI: $1.83 (TTM As of Mar. 2026)


CDEFF Credito Emiliano CDEFF
53 GF Score
Price $16.89
GF Value $9.57
! 7 Warning Signs
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What is Credito Emiliano EPS without NRI?

Credito Emiliano CDEFF +1.20% 53 EPS without NRI is $1.83 as of Mar. 2026. GuruFocus rates CDEFF with a GF Score™ of 53/100 and a GF Value™ of $9.57. The stock has 7 warning signs investors should review. Among 1,412 Banks companies, Credito Emiliano ranks better than 76.91% on this metric.

Credito Emiliano's earnings per share without non-recurring items for the three months ended in Mar. 2026 was $0.48. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was $1.83.

During the past 12 months, Credito Emiliano's average earnings per share (NRI) Growth Rate was -13.10% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 20.10% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 23.50% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 15.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Credito Emiliano's EPS without NRI or its related term are showing as below:

CDEFF' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -32.1   Med: 11.7   Max: 37.9
Current: 20.1

During the past 13 years, Credito Emiliano's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 37.90% per year. The lowest was -32.10% per year. And the median was 11.70% per year.

CDEFF's 3-Year EPS without NRI Growth Rate is ranked better than
76.91% of 1412 companies
in the Banks industry
Industry Median: 7.25 vs CDEFF: 20.10

Credito Emiliano's EPS (Diluted) for the three months ended in Mar. 2026 was $0.48. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.82.

Credito Emiliano's EPS (Basic) for the three months ended in Mar. 2026 was $0.48. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.82.


Credito Emiliano  (OTCPK:CDEFF) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Credito Emiliano EPS without NRI Related Terms


Credito Emiliano EPS without NRI Historical Data

* Premium members only.

The historical data trend for Credito Emiliano's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito Emiliano EPS without NRI Chart

Credito Emiliano Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.03 1.00 1.82 1.92 1.92

Credito Emiliano Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.50 0.49 0.45 0.42 0.48

Credito Emiliano EPS without NRI Competitor Comparison

For the Banks - Regional subindustry, Credito Emiliano's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credito Emiliano PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Credito Emiliano's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Credito Emiliano's PE Ratio without NRI falls into.


CDEFF
53GF Score
Credito Emiliano CDEFF
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito Emiliano EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $1.83 mean?
Credito Emiliano (CDEFF) has a EPS without NRI of $1.83 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Credito Emiliano and its competitors. According to the industry distribution chart, Credito Emiliano ranks #326 out of 1412 companies in the Banks industry, placing it in the top 23.1%.
Is Credito Emiliano's EPS without NRI too high?
Credito Emiliano's current EPS without NRI is $1.83. The Banks industry median EPS without NRI is 7.25. Credito Emiliano's value of $1.83 is 74.8% below this industry median. Based on the distribution chart, Credito Emiliano ranks #326 out of 1412 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credito Emiliano has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Credito Emiliano's EPS without NRI compare to competitors?
According to the Banks industry distribution chart, Credito Emiliano ranks #326 out of 1412 companies for EPS without NRI. This places Credito Emiliano in the top 23% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 7.25. Credito Emiliano's value of $1.83 is 74.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.25, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credito Emiliano's current EPS without NRI of $1.83 is 74.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Credito Emiliano and its competitors. For the Banks industry, the median EPS without NRI is 7.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credito Emiliano's current EPS without NRI is $1.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito Emiliano stock overvalued right now?
Credito Emiliano (CDEFF) has a current EPS without NRI of $1.83. The stock's GF Value™ is $9.57, compared to a current price of $16.89 — trading 76.5% above its estimated fair value. The current EPS without NRI is $1.83 and 74.8% below the Banks industry median of 7.25. Credito Emiliano's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Credito Emiliano (CDEFF), the current EPS without NRI is $1.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credito Emiliano (CDEFF) Overvalued in 2026?

Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued. The current stock price of $16.89 is trading 76.5% above its estimated GF Value™ of $9.57.

Key valuation signals for CDEFF:

  • EPS without NRI: $1.83
  • GF Value™: $9.57 vs. price of $16.89 (76.5% above fair value)
  • GF Score™: 53/100 with 7 warning signs
  • Industry Position: 74.8% below the Banks median (#326 of 1412)

No single metric tells the full story. See the CDEFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credito Emiliano Business Description

Other Exchanges CE:Italy0K93:UKEAO:Germany
Address Via Emilia San Pietro No. 4, Reggio Emilia, ITA, 42100
Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.
53GF Score

Get the complete analysis for CDEFF

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.89
Price
$9.57
GF Value