Credito EmilianoCDEFF +1.20%62 PEG Ratio is 1.18 as of Jul. 02, 2026, which is 19% below its 10-year median of 1.45. GuruFocus rates CDEFF with a GF Score™ of 62/100 and a GF Value™ of $10.04. The stock has 7 warning signs investors should review. Among 1,228 Banks companies, Credito Emiliano ranks better than 52.77% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Credito Emiliano's PEG Ratio or its related term are showing as below:
CDEFF'
s PEG Ratio Range Over the Past 10 Years
Min: 0.78 Med: 1.45 Max: 23.35
Current: 1.37
During the past 13 years, Credito Emiliano's highest PEG Ratio was 23.35. The lowest was 0.78. And the median was 1.45.
CDEFF's PEG Ratio is ranked better than 52.77% of 1228
companies
in the Banks industry
Industry Median: 1.51
vs CDEFF: 1.37
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Credito Emiliano (OTCPK:CDEFF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Credito Emiliano PEG Ratio Related Terms
Credito Emiliano PEG Ratio Historical Data
* Premium members only.
The historical data trend for Credito Emiliano's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Credito Emiliano's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credito Emiliano PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Credito Emiliano's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Credito Emiliano's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Credito Emiliano (CDEFF) has a PEG Ratio of 1.18 as of Jul. 02, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Credito Emiliano and its competitors. This is 19% below median its historical median of 1.45. Over the past decade, Credito Emiliano's PEG Ratio has ranged from 0.78 to 23.35. According to the industry distribution chart, Credito Emiliano ranks #580 out of 1228 companies in the Banks industry, placing it in the top 47.2%.
Is Credito Emiliano's PEG Ratio too high?
Credito Emiliano's current PEG Ratio of 1.18 is 19% below median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 23.35. The Banks industry median PEG Ratio is 1.51. Credito Emiliano's value of 1.18 is 21.9% below this industry median. Based on the distribution chart, Credito Emiliano ranks #580 out of 1228 companies in the Banks industry, which is above the industry midpoint. Overall, Credito Emiliano has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Credito Emiliano's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Credito Emiliano ranks #580 out of 1228 companies for PEG Ratio. This puts Credito Emiliano in the upper half of its industry. The industry median PEG Ratio is 1.51. Credito Emiliano's value of 1.18 is 21.9% below this benchmark. Historically, Credito Emiliano's own PEG Ratio has ranged from 0.78 to 23.35 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 1.51, Credito Emiliano has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.51, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credito Emiliano's current PEG Ratio of 1.18 is 21.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Credito Emiliano and its competitors. For the Banks industry, the median PEG Ratio is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credito Emiliano's current PEG Ratio is 1.18, which is 19% below median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito Emiliano stock overvalued right now?
Credito Emiliano (CDEFF) has a current PEG Ratio of 1.18. The stock's GF Value™ is $10.04, compared to a current price of $16.89 — trading 68.2% above its estimated fair value. The current PEG Ratio is 1.18, which is 19% below median its 10-year median of 1.45 and 21.9% below the Banks industry median of 1.51. Credito Emiliano's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Credito Emiliano (CDEFF), the current PEG Ratio is 1.18 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credito Emiliano (CDEFF) Overvalued in 2026?
Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued.
The current stock price of $16.89 is trading 68.2% above its estimated GF Value™ of $10.04.
Key valuation signals for CDEFF:
PEG Ratio: 1.18 (19% below median its 10-year median of 1.45)
GF Value™: $10.04 vs. price of $16.89 (68.2% above fair value)
Industry Position: 21.9% below the Banks median (#580 of 1228)
No single metric tells the full story. See the CDEFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.
62GF Score
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