CDEFF (Credito Emiliano) ROE % Adjusted to Book Value: 10.96% (As of Mar. 2026)


CDEFF Credito Emiliano CDEFF
60 GF Score
Price $16.89
GF Value $10.04
! 7 Warning Signs
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What is Credito Emiliano ROE % Adjusted to Book Value?

Credito Emiliano CDEFF +1.20% 60 ROE % Adjusted to Book Value is 10.96% as of Mar. 2026. GuruFocus rates CDEFF with a GF Score™ of 60/100 and a GF Value™ of $10.04. The stock has 7 warning signs investors should review.

Credito Emiliano's ROE % for the quarter that ended in Mar. 2026 was 12.06%. Credito Emiliano's PB Ratio for the quarter that ended in Mar. 2026 was 1.10. Credito Emiliano's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.96%.


Credito Emiliano ROE % Adjusted to Book Value Related Terms


Credito Emiliano ROE % Adjusted to Book Value Historical Data

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The historical data trend for Credito Emiliano's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito Emiliano ROE % Adjusted to Book Value Chart

Credito Emiliano Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.49 17.13 21.89 19.87 13.92

Credito Emiliano Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.55 15.35 11.96 9.50 10.96

Credito Emiliano ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Credito Emiliano's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credito Emiliano ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Credito Emiliano's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Credito Emiliano's ROE % Adjusted to Book Value falls into.


CDEFF
60GF Score
Credito Emiliano CDEFF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito Emiliano ROE % Adjusted to Book Value Calculation

Credito Emiliano's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.62% / 1.05
=13.92%

Credito Emiliano's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.06% / 1.10
=10.96%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.96% mean?
Credito Emiliano (CDEFF) has a ROE % Adjusted to Book Value of 10.96% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Credito Emiliano and its competitors.
Is Credito Emiliano's ROE % Adjusted to Book Value too high?
Credito Emiliano's current ROE % Adjusted to Book Value is 10.96%. Overall, Credito Emiliano has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Credito Emiliano's ROE % Adjusted to Book Value compare to competitors?
Credito Emiliano's ROE % Adjusted to Book Value of 10.96% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Credito Emiliano and its competitors. Credito Emiliano's current ROE % Adjusted to Book Value is 10.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito Emiliano stock overvalued right now?
Credito Emiliano (CDEFF) has a current ROE % Adjusted to Book Value of 10.96%. The stock's GF Value™ is $10.04, compared to a current price of $16.89 — trading 68.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.96%. Credito Emiliano's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Credito Emiliano (CDEFF), the current ROE % Adjusted to Book Value is 10.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credito Emiliano (CDEFF) Overvalued in 2026?

Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued. The current stock price of $16.89 is trading 68.2% above its estimated GF Value™ of $10.04.

Key valuation signals for CDEFF:

  • ROE % Adjusted to Book Value: 10.96%
  • GF Value™: $10.04 vs. price of $16.89 (68.2% above fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the CDEFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credito Emiliano Business Description

Other Exchanges CE:Italy0K93:UKEAO:Germany
Address Via Emilia San Pietro No. 4, Reggio Emilia, ITA, 42100
Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.
60GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.89
Price
$10.04
GF Value