Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Credito Emiliano's yield on cost for the quarter that ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Credito Emiliano's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, Credito Emiliano's highest Yield on Cost was 7.70. The lowest was 0.00. And the median was 3.94.
CDEFF's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.88 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Credito Emiliano 5-Year Yield-on-Cost % Related Terms
For the Banks - Regional subindustry, Credito Emiliano's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credito Emiliano 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Credito Emiliano's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Credito Emiliano's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Credito Emiliano (CDEFF) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Credito Emiliano and its competitors. According to the industry distribution chart, Credito Emiliano ranks #605 out of 1251 companies in the Banks industry, placing it in the top 48.4%.
Is Credito Emiliano's 5-Year Yield-on-Cost % too high?
Credito Emiliano's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Credito Emiliano ranks #605 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Credito Emiliano has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Credito Emiliano's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Credito Emiliano ranks #605 out of 1251 companies for 5-Year Yield-on-Cost %. This puts Credito Emiliano in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Credito Emiliano and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credito Emiliano's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito Emiliano stock overvalued right now?
Credito Emiliano (CDEFF) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is $8.85, compared to a current price of $16.89 — trading 90.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Credito Emiliano's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Credito Emiliano (CDEFF), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credito Emiliano (CDEFF) Overvalued in 2026?
Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued.
The current stock price of $16.89 is trading 90.8% above its estimated GF Value™ of $8.85.
Key valuation signals for CDEFF:
5-Year Yield-on-Cost %: 0.00
GF Value™: $8.85 vs. price of $16.89 (90.8% above fair value)
No single metric tells the full story. See the CDEFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.
53GF Score
Get the complete analysis for CDEFF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CDEFF has been successfully added to your 
