CDEFF (Credito Emiliano) LT-Debt-to-Total-Asset: 0.07 (As of Mar. 2026)

What is Credito Emiliano LT-Debt-to-Total-Asset?

Credito Emiliano CDEFF +1.20% 60 LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus rates CDEFF with a GF Score™ of 60/100 and a GF Value™ of $10.04. The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Credito Emiliano's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.07.

Credito Emiliano's long-term debt to total assets ratio declined from Mar. 2025 (0.07) to Mar. 2026 (0.07). It may suggest that Credito Emiliano is progressively becoming less dependent on debt to grow their business.

Credito Emiliano (OTCPK:CDEFF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Credito Emiliano LT-Debt-to-Total-Asset Related Terms

Credito Emiliano LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Credito Emiliano's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito Emiliano LT-Debt-to-Total-Asset Chart

Credito Emiliano Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.05

0.07

0.08

Credito Emiliano Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.07	0.08	0.07	0.08	0.07

60GF Score

Credito Emiliano CDEFF

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Credito Emiliano LT-Debt-to-Total-Asset Calculation

Credito Emiliano's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	6073.533	/	79772.831
	=	0.08

Credito Emiliano's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	5009.369	/	77526.966
	=	0.06

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.07 mean?

Credito Emiliano (CDEFF) has a LT-Debt-to-Total-Asset of 0.07 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Credito Emiliano and its competitors.

Is Credito Emiliano's LT-Debt-to-Total-Asset too high?

Credito Emiliano's current LT-Debt-to-Total-Asset is 0.07. Overall, Credito Emiliano has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.

How does Credito Emiliano's LT-Debt-to-Total-Asset compare to competitors?

Credito Emiliano's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Credito Emiliano and its competitors. Credito Emiliano's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Credito Emiliano stock overvalued right now?

Credito Emiliano (CDEFF) has a current LT-Debt-to-Total-Asset of 0.07. The stock's GF Value™ is $10.04, compared to a current price of $16.89 — trading 68.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. Credito Emiliano's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Credito Emiliano (CDEFF), the current LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credito Emiliano (CDEFF) Overvalued in 2026?

Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued. The current stock price of $16.89 is trading 68.2% above its estimated GF Value™ of $10.04.

Key valuation signals for CDEFF:

LT-Debt-to-Total-Asset: 0.07
GF Value™: $10.04 vs. price of $16.89 (68.2% above fair value)
GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the CDEFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credito Emiliano Business Description

Industry Financial Services Banks

Comparable Companies MIL:BGN MIL:BDB MIL:IF MIL:BST MIL:PRO MIL:FBK MIL:BMED MIL:MB MIL:BAMI MIL:BPE SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges CE:Italy 0K93:UK EAO:Germany

Address Via Emilia San Pietro No. 4, Reggio Emilia, ITA, 42100

Website http://www.credem.it

Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.

60GF Score

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$16.89

Price

$10.04

GF Value

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