CDEFF (Credito Emiliano) Margin of Safety % (DCF Earnings Based): 63.27% (As of Jun. 26, 2026)


CDEFF Credito Emiliano CDEFF
60 GF Score
Price $16.89
GF Value $9.98
! 7 Warning Signs
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What is Credito Emiliano Margin of Safety % (DCF Earnings Based)?

Credito Emiliano CDEFF +1.20% 60 Margin of Safety % (DCF Earnings Based) is 63.27% as of Jun. 26, 2026. GuruFocus rates CDEFF with a GF Score™ of 60/100 and a GF Value™ of $9.98. The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Credito Emiliano's Predictability Rank is 3-Stars. Credito Emiliano's intrinsic value calculated from the Discounted Earnings model is $45.99 and current share price is $16.89. Consequently,

Credito Emiliano's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 63.27%.

Credito Emiliano Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Credito Emiliano's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credito Emiliano Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Credito Emiliano's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Credito Emiliano's Margin of Safety % (DCF Earnings Based) falls into.


CDEFF
60GF Score
Credito Emiliano CDEFF
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito Emiliano Margin of Safety % (DCF Earnings Based) Calculation

Credito Emiliano's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(45.99-16.89)/45.99
=63.27 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 63.27% mean?
Credito Emiliano (CDEFF) has a Margin of Safety % (DCF Earnings Based) of 63.27% as of Jun. 26, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Credito Emiliano.
Is Credito Emiliano's Margin of Safety % (DCF Earnings Based) too high?
Credito Emiliano's current Margin of Safety % (DCF Earnings Based) is 63.27%. Overall, Credito Emiliano has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Credito Emiliano's Margin of Safety % (DCF Earnings Based) compare to competitors?
Credito Emiliano's Margin of Safety % (DCF Earnings Based) of 63.27% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Credito Emiliano. Credito Emiliano's current Margin of Safety % (DCF Earnings Based) is 63.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito Emiliano stock overvalued right now?
Credito Emiliano (CDEFF) has a current Margin of Safety % (DCF Earnings Based) of 63.27%. The stock's GF Value™ is $9.98, compared to a current price of $16.89 — trading 69.2% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 63.27%. Credito Emiliano's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Credito Emiliano (CDEFF), the current Margin of Safety % (DCF Earnings Based) is 63.27% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credito Emiliano (CDEFF) Overvalued in 2026?

Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued. The current stock price of $16.89 is trading 69.2% above its estimated GF Value™ of $9.98.

Key valuation signals for CDEFF:

  • Margin of Safety % (DCF Earnings Based): 63.27%
  • GF Value™: $9.98 vs. price of $16.89 (69.2% above fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the CDEFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credito Emiliano Business Description

Other Exchanges CE:Italy0K93:UKEAO:Germany
Address Via Emilia San Pietro No. 4, Reggio Emilia, ITA, 42100
Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.
60GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.89
Price
$9.98
GF Value