Credito EmilianoCDEFF +1.20%60 Median PS Value is $9.14 as of Jun. 26, 2026, which is 916% above its 10-year median of 0.90. GuruFocus rates CDEFF with a GF Score™ of 60/100 and a GF Value™ of $9.98. The stock has 7 warning signs investors should review. Among 1,042 Banks companies, Credito Emiliano ranks worse than 89.44% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Credito Emiliano's Median PS Value or its related term are showing as below:
CDEFF'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.59 Med: 0.9 Max: 1.85
Current: 1.85
During the past 13 years, the highest Price to Median PS Value of Credito Emiliano was 1.85. The lowest was 0.59. And the median was 0.90.
CDEFF's Price-to-Median-PS-Value is ranked worse than 89.44% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs CDEFF: 1.85
Credito Emiliano (OTCPK:CDEFF) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Credito Emiliano's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
16.89
/
9.14
=
1.85
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credito Emiliano Median PS Value Related Terms
Credito Emiliano Median PS Value Historical Data
* Premium members only.
The historical data trend for Credito Emiliano's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credito Emiliano Median PS Value Competitor Comparison
For the Banks - Regional subindustry, Credito Emiliano's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credito Emiliano Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Credito Emiliano's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Credito Emiliano's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.2687.
Credito Emiliano's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.204.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credito Emiliano (CDEFF) has a Median PS Value of $9.14 as of Jun. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Credito Emiliano and its competitors. This is 916% above median its historical median of 0.90. Over the past decade, Credito Emiliano's Median PS Value has ranged from 0.59 to 1.85. According to the industry distribution chart, Credito Emiliano ranks #932 out of 1042 companies in the Banks industry, placing it in the top 89.4%.
Is Credito Emiliano's Median PS Value too high?
Credito Emiliano's current Median PS Value of $9.14 is 916% above median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 1.85. The Banks industry median Median PS Value is 1.11. Credito Emiliano's value of $9.14 is 723.4% above this industry median. Based on the distribution chart, Credito Emiliano ranks #932 out of 1042 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credito Emiliano has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Credito Emiliano's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Credito Emiliano ranks #932 out of 1042 companies for Median PS Value. This places Credito Emiliano in the lower half of its industry. The industry median Median PS Value is 1.11. Credito Emiliano's value of $9.14 is 723.4% above this benchmark. Historically, Credito Emiliano's own Median PS Value has ranged from 0.59 to 1.85 over the past decade. While the company's 10-year median is 0.90 vs. the industry median of 1.11, Credito Emiliano has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credito Emiliano's current Median PS Value of $9.14 is 723.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Credito Emiliano and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credito Emiliano's current Median PS Value is $9.14, which is 916% above median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito Emiliano stock overvalued right now?
Credito Emiliano (CDEFF) has a current Median PS Value of $9.14. The stock's GF Value™ is $9.98, compared to a current price of $16.89 — trading 69.2% above its estimated fair value. The current Median PS Value is $9.14, which is 916% above median its 10-year median of 0.90 and 723.4% above the Banks industry median of 1.11. Credito Emiliano's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Credito Emiliano (CDEFF), the current Median PS Value is $9.14 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credito Emiliano (CDEFF) Overvalued in 2026?
Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued.
The current stock price of $16.89 is trading 69.2% above its estimated GF Value™ of $9.98.
Key valuation signals for CDEFF:
Median PS Value: $9.14 (916% above median its 10-year median of 0.90)
GF Value™: $9.98 vs. price of $16.89 (69.2% above fair value)
Industry Position: 723.4% above the Banks median (#932 of 1042)
No single metric tells the full story. See the CDEFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.
60GF Score
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