CDEFF (Credito Emiliano) FCF Margin %: 0.00% (As of Mar. 2026)


CDEFF Credito Emiliano CDEFF
60 GF Score
Price $16.89
GF Value $9.98
! 7 Warning Signs
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What is Credito Emiliano FCF Margin %?

Credito Emiliano CDEFF +1.20% 60 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates CDEFF with a GF Score™ of 60/100 and a GF Value™ of $9.98. The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Credito Emiliano ranks worse than 93.75% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Credito Emiliano's Free Cash Flow for the three months ended in Mar. 2026 was $0 Mil. Credito Emiliano's Revenue for the three months ended in Mar. 2026 was $621 Mil. Therefore, Credito Emiliano's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Credito Emiliano's current FCF Yield % is -45.94%.

The historical rank and industry rank for Credito Emiliano's FCF Margin % or its related term are showing as below:

CDEFF' s FCF Margin % Range Over the Past 10 Years
Min: -126.6   Med: 4.7   Max: 200.68
Current: -125.66


During the past 13 years, the highest FCF Margin % of Credito Emiliano was 200.68%. The lowest was -126.60%. And the median was 4.70%.

CDEFF's FCF Margin % is ranked worse than
93.75% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs CDEFF: -125.66


Credito Emiliano FCF Margin % Related Terms


Credito Emiliano FCF Margin % Historical Data

* Premium members only.

The historical data trend for Credito Emiliano's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito Emiliano FCF Margin % Chart

Credito Emiliano Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.34 200.68 148.92 -86.71 -126.60

Credito Emiliano Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Credito Emiliano FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Credito Emiliano's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credito Emiliano FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Credito Emiliano's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Credito Emiliano's FCF Margin % falls into.


CDEFF
60GF Score
Credito Emiliano CDEFF
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito Emiliano FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Credito Emiliano's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-3076.83/2430.321
=-126.60 %

Credito Emiliano's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/620.755
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Credito Emiliano (CDEFF) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Credito Emiliano and its competitors. According to the industry distribution chart, Credito Emiliano ranks #1411 out of 1505 companies in the Banks industry, placing it in the top 93.8%.
Is Credito Emiliano's FCF Margin % too high?
Credito Emiliano's current FCF Margin % is 0.00%. Based on the distribution chart, Credito Emiliano ranks #1411 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credito Emiliano has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Credito Emiliano's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Credito Emiliano ranks #1411 out of 1505 companies for FCF Margin %. This places Credito Emiliano in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Credito Emiliano and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credito Emiliano's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito Emiliano stock overvalued right now?
Credito Emiliano (CDEFF) has a current FCF Margin % of 0.00%. The stock's GF Value™ is $9.98, compared to a current price of $16.89 — trading 69.2% above its estimated fair value. The current FCF Margin % is 0.00%. Credito Emiliano's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Credito Emiliano (CDEFF), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credito Emiliano (CDEFF) Overvalued in 2026?

Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued. The current stock price of $16.89 is trading 69.2% above its estimated GF Value™ of $9.98.

Key valuation signals for CDEFF:

  • FCF Margin %: 0.00%
  • GF Value™: $9.98 vs. price of $16.89 (69.2% above fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the CDEFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credito Emiliano Business Description

Other Exchanges CE:Italy0K93:UKEAO:Germany
Address Via Emilia San Pietro No. 4, Reggio Emilia, ITA, 42100
Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.
60GF Score

Get the complete analysis for CDEFF

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.89
Price
$9.98
GF Value