Safwa Islamic Bank (AMM:SIBK) EV-to-FCF: 0.01 (As of Jul. 01, 2026) — 99% Below Median


AMM:SIBK Safwa Islamic Bank AMM:SIBK
14 GF Score
Price JOD3.05
! 1 Warning Sign
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What is Safwa Islamic Bank EV-to-FCF?

Safwa Islamic Bank AMM:SIBK +1.33% 14 EV-to-FCF is 0.01 as of Jul. 01, 2026, which is 99% below its 10-year median of 1.13. GuruFocus rates AMM:SIBK with a GF Score™ of 14/100. The stock has 1 warning sign investors should review. Among 1,194 Banks companies, Safwa Islamic Bank ranks better than 84.34% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Safwa Islamic Bank's Enterprise Value is JOD-5.8 Mil. Safwa Islamic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was JOD-458.6 Mil. Therefore, Safwa Islamic Bank's EV-to-FCF for today is 0.01.

The historical rank and industry rank for Safwa Islamic Bank's EV-to-FCF or its related term are showing as below:

AMM:SIBK' s EV-to-FCF Range Over the Past 10 Years
Min: -4.77   Med: 1.13   Max: 2.92
Current: 0.01

During the past 13 years, the highest EV-to-FCF of Safwa Islamic Bank was 2.92. The lowest was -4.77. And the median was 1.13.

AMM:SIBK's EV-to-FCF is ranked better than
84.34% of 1194 companies
in the Banks industry
Industry Median: 6.565 vs AMM:SIBK: 0.01

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-01), Safwa Islamic Bank's stock price is JOD3.05. Safwa Islamic Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was JOD0.169. Therefore, Safwa Islamic Bank's PE Ratio (TTM) for today is 18.05.


Safwa Islamic Bank  (AMM:SIBK) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Safwa Islamic Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=3.05/0.169
=18.05

Safwa Islamic Bank's share price for today is JOD3.05.
Safwa Islamic Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD0.169.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Safwa Islamic Bank EV-to-FCF Related Terms


Safwa Islamic Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Safwa Islamic Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Safwa Islamic Bank EV-to-FCF Chart

Safwa Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.65 -0.63 -37.29 0.98 0.15

Safwa Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.28 0.58 0.15 0.08

Safwa Islamic Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Safwa Islamic Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Safwa Islamic Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Safwa Islamic Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Safwa Islamic Bank's EV-to-FCF falls into.


AMM:SIBK
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Safwa Islamic Bank AMM:SIBK
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Safwa Islamic Bank EV-to-FCF Calculation

Safwa Islamic Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-5.791/-458.639
=0.01

Safwa Islamic Bank's current Enterprise Value is JOD-5.8 Mil.
Safwa Islamic Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD-458.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 0.01 mean?
Safwa Islamic Bank (AMM:SIBK) has a EV-to-FCF of 0.01 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Safwa Islamic Bank and its competitors. This is 99% below median its historical median of 1.13. According to the industry distribution chart, Safwa Islamic Bank ranks #187 out of 1194 companies in the Banks industry, placing it in the top 15.7%.
Is Safwa Islamic Bank's EV-to-FCF too high?
Safwa Islamic Bank's current EV-to-FCF of 0.01 is 99% below median its 10-year median of 1.13. The Banks industry median EV-to-FCF is 6.57. Safwa Islamic Bank's value of 0.01 is 99.8% below this industry median. Based on the distribution chart, Safwa Islamic Bank ranks #187 out of 1194 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Safwa Islamic Bank has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Safwa Islamic Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Safwa Islamic Bank ranks #187 out of 1194 companies for EV-to-FCF. This places Safwa Islamic Bank in the top 16% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. Safwa Islamic Bank's value of 0.01 is 99.8% below this benchmark. While the company's 10-year median is 1.13 vs. the industry median of 6.57, Safwa Islamic Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Safwa Islamic Bank's current EV-to-FCF of 0.01 is 99.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Safwa Islamic Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Safwa Islamic Bank's current EV-to-FCF is 0.01, which is 99% below median its own 10-year median of 1.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safwa Islamic Bank stock overvalued right now?
Safwa Islamic Bank (AMM:SIBK) has a current EV-to-FCF of 0.01. The current EV-to-FCF is 0.01, which is 99% below median its 10-year median of 1.13 and 99.8% below the Banks industry median of 6.57. Safwa Islamic Bank's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Safwa Islamic Bank (AMM:SIBK), the current EV-to-FCF is 0.01 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Safwa Islamic Bank Business Description

Address Suleiman Al Nabulsi street, Building No 38, Alabdali boulevard, Amman, JOR, 11118
Safwa Islamic Bank provides Islamic banking and financial services in accordance with Shari'a principles on a non-interest basis. The Bank offers financial banking and structured investment services and operates through three business sectors: Retail Accounts, which manages unrestricted investment accounts, deferred sales receivables, financings, and related retail services; Corporate Accounts, which handles similar services for corporate customers; and Treasury, which is responsible for brokerage services, treasury activities, and the management of the Bank's funds. The Bank operates within the Kingdom and across other Middle Eastern countries, as well as in Europe, Asia, Africa, America, and other international markets.
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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