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Banca MediolanumBNMDF -1.81%61 Equity-to-Asset is 0.05 as of Mar. 2026, which is 25% above its 10-year median of 0.04. GuruFocus rates BNMDF with a GF Score™ of 61/100 and a GF Value™ of $13.23. The stock has 7 warning signs investors should review. Among 1,524 Banks companies, Banca Mediolanum ranks worse than 91.54% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Banca Mediolanum's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $5,519 Mil. Banca Mediolanum's Total Assets for the quarter that ended in Mar. 2026 was $108,993 Mil.
Therefore, Banca Mediolanum's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.05.
The historical rank and industry rank for Banca Mediolanum's Equity-to-Asset or its related term are showing as below:
BNMDF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.04 Med: 0.04 Max: 0.05
Current: 0.05
During the past 13 years, the highest Equity to Asset Ratio of Banca Mediolanum was 0.05. The lowest was 0.04. And the median was 0.04.
BNMDF's Equity-to-Asset is ranked worse than 91.54% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs BNMDF: 0.05
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Banca Mediolanum Equity-to-Asset Related Terms
Banca Mediolanum Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Banca Mediolanum's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Mediolanum's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Mediolanum Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Banca Mediolanum's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Banca Mediolanum's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Banca Mediolanum's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Mediolanum (BNMDF) has a Equity-to-Asset of 0.05 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banca Mediolanum and its competitors. This is 25% above median its historical median of 0.04. Over the past decade, Banca Mediolanum's Equity-to-Asset has ranged from 0.04 to 0.05. According to the industry distribution chart, Banca Mediolanum ranks #1395 out of 1524 companies in the Banks industry, placing it in the top 91.5%.
Is Banca Mediolanum's Equity-to-Asset too high?
Banca Mediolanum's current Equity-to-Asset of 0.05 is 25% above median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.05. The Banks industry median Equity-to-Asset is 0.10. Banca Mediolanum's value of 0.05 is 50% below this industry median. Based on the distribution chart, Banca Mediolanum ranks #1395 out of 1524 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Mediolanum has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Banca Mediolanum's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Banca Mediolanum ranks #1395 out of 1524 companies for Equity-to-Asset. This places Banca Mediolanum in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Banca Mediolanum's value of 0.05 is 50% below this benchmark. Historically, Banca Mediolanum's own Equity-to-Asset has ranged from 0.04 to 0.05 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.10, Banca Mediolanum has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Mediolanum's current Equity-to-Asset of 0.05 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banca Mediolanum and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Mediolanum's current Equity-to-Asset is 0.05, which is 25% above median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Mediolanum stock overvalued right now?
Banca Mediolanum (BNMDF) has a current Equity-to-Asset of 0.05. The stock's GF Value™ is $13.23, compared to a current price of $21.65 — trading 63.6% above its estimated fair value. The current Equity-to-Asset is 0.05, which is 25% above median its 10-year median of 0.04 and 50% below the Banks industry median of 0.10. Banca Mediolanum's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Banca Mediolanum (BNMDF), the current Equity-to-Asset is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Mediolanum (BNMDF) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Mediolanum stock appears to be overvalued.
The current stock price of $21.65 is trading 63.6% above its estimated GF Value™ of $13.23.
Key valuation signals for BNMDF:
Equity-to-Asset: 0.05 (25% above median its 10-year median of 0.04)
GF Value™: $13.23 vs. price of $21.65 (63.6% above fair value)
Industry Position: 50% below the Banks median (#1395 of 1524)
No single metric tells the full story. See the BNMDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Mediolanum is an Italy-based company which provides banking and financial services. It operates with various segments namely Lending which includes Retail and Commercial Banking, Treasury activities which has trading and sales, Asset Management and Retail Brokerage. The company offers current accounts, mortgages and loan products; credit, debit, and rechargeable cards and investment products. Geographically, it operates the market of Italy, Spain, and Germany of which Italy accounts for a larger share of revenue.
61GF Score
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