BNMDF (Banca Mediolanum) Profitability Rank: 3 (As of Dec. 2025) — 25% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BNMDF Banca Mediolanum BNMDF
60 GF Score
Price $21.65
GF Value $12.51
! 6 Warning Signs
View Full Analysis

What is Banca Mediolanum Profitability Rank?

Banca Mediolanum BNMDF -1.81% 60 Profitability Rank is 3 as of Dec. 2025, which is 25% below its 10-year median of 4.00. GuruFocus rates BNMDF with a GF Score™ of 60/100 and a GF Value™ of $12.51. The stock has 6 warning signs investors should review.

Banca Mediolanum has the Profitability Rank of 3. It has had trouble to make a profit.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Banca Mediolanum's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, Banca Mediolanum's Piotroski F-Score is 5.


Banca Mediolanum Profitability Rank Related Terms


Banca Mediolanum Profitability Rank Competitor Comparison

For the Banks - Regional subindustry, Banca Mediolanum's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Mediolanum Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Banca Mediolanum's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Banca Mediolanum's Profitability Rank falls into.


BNMDF
60GF Score
Banca Mediolanum BNMDF
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banca Mediolanum Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Banca Mediolanum has the Profitability Rank of 3. It has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Banca Mediolanum's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 938.639
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Banca Mediolanum has an F-score of 5 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 3 mean?
Banca Mediolanum (BNMDF) has a Profitability Rank of 3 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Banca Mediolanum and its competitors. This is 25% below median its historical median of 4.00. Over the past decade, Banca Mediolanum's Profitability Rank has ranged from 3.00 to 6.00.
Is Banca Mediolanum's Profitability Rank too high?
Banca Mediolanum's current Profitability Rank of 3 is 25% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, Banca Mediolanum has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Banca Mediolanum's Profitability Rank compare to competitors?
Banca Mediolanum's Profitability Rank of 3 can be compared against companies in the Banks industry. Historically, Banca Mediolanum's own Profitability Rank has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Banca Mediolanum and its competitors. Banca Mediolanum's current Profitability Rank is 3, which is 25% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Mediolanum stock overvalued right now?
Banca Mediolanum (BNMDF) has a current Profitability Rank of 3. The stock's GF Value™ is $12.51, compared to a current price of $21.65 — trading 73.1% above its estimated fair value. The current Profitability Rank is 3, which is 25% below median its 10-year median of 4.00. Banca Mediolanum's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Banca Mediolanum (BNMDF), the current Profitability Rank is 3 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Mediolanum (BNMDF) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Mediolanum stock appears to be overvalued. The current stock price of $21.65 is trading 73.1% above its estimated GF Value™ of $12.51.

Key valuation signals for BNMDF:

  • Profitability Rank: 3 (25% below median its 10-year median of 4.00)
  • GF Value™: $12.51 vs. price of $21.65 (73.1% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the BNMDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Mediolanum Business Description

Address Palazzo Meucci, Via Francesco Sforza, 15, Basiglio, ITA, 20080
Banca Mediolanum is an Italy-based company which provides banking and financial services. It operates with various segments namely Lending which includes Retail and Commercial Banking, Treasury activities which has trading and sales, Asset Management and Retail Brokerage. The company offers current accounts, mortgages and loan products; credit, debit, and rechargeable cards and investment products. Geographically, it operates the market of Italy, Spain, and Germany of which Italy accounts for a larger share of revenue.
60GF Score

Get the complete analysis for BNMDF

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.65
Price
$12.51
GF Value