BNMDF (Banca Mediolanum) Scaled Net Operating Assets: 0.05 (As of Dec. 2025)


BNMDF Banca Mediolanum BNMDF
58 GF Score
Price $21.65
GF Value $14.99
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banca Mediolanum Scaled Net Operating Assets?

Banca Mediolanum BNMDF -1.81% 58 Scaled Net Operating Assets is 0.05 as of Dec. 2025. GuruFocus rates BNMDF with a GF Score™ of 58/100 and a GF Value™ of $14.99 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banca Mediolanum's operating assets for the quarter that ended in Dec. 2025 was $104,370 Mil. Banca Mediolanum's operating liabilities for the quarter that ended in Dec. 2025 was $99,596 Mil. Banca Mediolanum's Total Assets for the quarter that ended in Sep. 2025 was $103,473 Mil. Therefore, Banca Mediolanum's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.05.

BNMDF
58GF Score
Banca Mediolanum BNMDF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Mediolanum Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banca Mediolanum's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(104369.587-99596.159)/90213.897
=0.05

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=105314.122 - 944.535
=104369.587

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=100051.404 - 455.245 - 0
=99596.159

Banca Mediolanum's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Sep. 2025 )
=(104369.587-99596.159)/103472.613
=0.05

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=105314.122 - 944.535
=104369.587

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=100051.404 - 455.245 - 0
=99596.159

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.05 mean?
Banca Mediolanum (BNMDF) has a Scaled Net Operating Assets of 0.05 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banca Mediolanum and its competitors.
Is Banca Mediolanum's Scaled Net Operating Assets too high?
Banca Mediolanum's current Scaled Net Operating Assets is 0.05. Overall, Banca Mediolanum has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Mediolanum's Scaled Net Operating Assets compare to competitors?
Banca Mediolanum's Scaled Net Operating Assets of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banca Mediolanum and its competitors. Banca Mediolanum's current Scaled Net Operating Assets is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Mediolanum stock overvalued right now?
Based on GuruFocus' analysis, Banca Mediolanum (BNMDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.99, compared to a current price of $21.65 — trading 44.4% above its estimated fair value. The current Scaled Net Operating Assets is 0.05. Banca Mediolanum's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banca Mediolanum (BNMDF), the current Scaled Net Operating Assets is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Mediolanum (BNMDF) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Mediolanum stock appears to be overvalued. The current stock price of $21.65 is trading 44.4% above its estimated GF Value™ of $14.99. GuruFocus considers Banca Mediolanum to be Significantly Overvalued.

Key valuation signals for BNMDF:

  • Scaled Net Operating Assets: 0.05
  • GF Value™: $14.99 vs. price of $21.65 (44.4% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the BNMDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Mediolanum Business Description

Address Palazzo Meucci, Via Francesco Sforza, 15, Basiglio, ITA, 20080
Banca Mediolanum is an Italy-based company which provides banking and financial services. It operates with various segments namely Lending which includes Retail and Commercial Banking, Treasury activities which has trading and sales, Asset Management and Retail Brokerage. The company offers current accounts, mortgages and loan products; credit, debit, and rechargeable cards and investment products. Geographically, it operates the market of Italy, Spain, and Germany of which Italy accounts for a larger share of revenue.
58GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.65
Price
$14.99
GF Value