BNMDF (Banca Mediolanum) Moat Score: 5/10 (As of Jun. 28, 2026)


BNMDF Banca Mediolanum BNMDF
58 GF Score
Price $21.65
GF Value $13.29
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Banca Mediolanum Moat Score?

Banca Mediolanum BNMDF -1.81% 58 Moat Score is 5 as of Jun. 28, 2026. GuruFocus rates BNMDF with a GF Score™ of 58/100 and a GF Value™ of $13.29 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,614 Banks companies, Banca Mediolanum ranks better than 94.05% on this metric.

Banca Mediolanum has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Banca Mediolanum has Narrow Moat: Banca Mediolanum benefits from a solid narrow moat with a strong brand in its domestic market and some customer loyalty. It has moderate pricing power and a decent distribution network, but lacks significant global market leadership or exclusive licenses.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Banca Mediolanum might have Narrow Moat - Solid narrow moat.

Banca Mediolanum  (OTCPK:BNMDF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Banca Mediolanum Moat Score Related Terms

Banca Mediolanum Moat Score Competitor Comparison

For the Banks - Regional subindustry, Banca Mediolanum's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banca Mediolanum Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Banca Mediolanum's Moat Score distribution charts can be found below:

* The bar in red indicates where Banca Mediolanum's Moat Score falls into.


BNMDF
58GF Score
Banca Mediolanum BNMDF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Banca Mediolanum (BNMDF) has a Moat Score of 5 as of Jun. 28, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Banca Mediolanum ranks #96 out of 1614 companies in the Banks industry, placing it in the top 5.9%.
Is Banca Mediolanum's Moat Score too high?
Banca Mediolanum's current Moat Score is 5. Based on the distribution chart, Banca Mediolanum ranks #96 out of 1614 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banca Mediolanum has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Mediolanum's Moat Score compare to competitors?
According to the Banks industry distribution chart, Banca Mediolanum ranks #96 out of 1614 companies for Moat Score. This places Banca Mediolanum in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Banca Mediolanum's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Mediolanum stock overvalued right now?
Based on GuruFocus' analysis, Banca Mediolanum (BNMDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.29, compared to a current price of $21.65 — trading 62.9% above its estimated fair value. The current Moat Score is 5. Banca Mediolanum's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Banca Mediolanum (BNMDF), the current Moat Score is 5 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Mediolanum (BNMDF) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Mediolanum stock appears to be overvalued. The current stock price of $21.65 is trading 62.9% above its estimated GF Value™ of $13.29. GuruFocus considers Banca Mediolanum to be Significantly Overvalued.

Key valuation signals for BNMDF:

  • Moat Score: 5
  • GF Value™: $13.29 vs. price of $21.65 (62.9% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the BNMDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Mediolanum Business Description

Address Palazzo Meucci, Via Francesco Sforza, 15, Basiglio, ITA, 20080
Banca Mediolanum is an Italy-based company which provides banking and financial services. It operates with various segments namely Lending which includes Retail and Commercial Banking, Treasury activities which has trading and sales, Asset Management and Retail Brokerage. The company offers current accounts, mortgages and loan products; credit, debit, and rechargeable cards and investment products. Geographically, it operates the market of Italy, Spain, and Germany of which Italy accounts for a larger share of revenue.
58GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.65
Price
$13.29
GF Value