BNMDF (Banca Mediolanum) ROE % Adjusted to Book Value: 14.78% (As of Dec. 2025)


BNMDF Banca Mediolanum BNMDF
58 GF Score
Price $21.65
GF Value $14.99
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banca Mediolanum ROE % Adjusted to Book Value?

Banca Mediolanum BNMDF -1.81% 58 ROE % Adjusted to Book Value is 14.78% as of Dec. 2025. GuruFocus rates BNMDF with a GF Score™ of 58/100 and a GF Value™ of $14.99 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Banca Mediolanum's ROE % for the quarter that ended in Dec. 2025 was 45.81%. Banca Mediolanum's PB Ratio for the quarter that ended in Dec. 2025 was 3.10. Banca Mediolanum's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 14.78%.


Banca Mediolanum ROE % Adjusted to Book Value Related Terms


Banca Mediolanum ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Banca Mediolanum's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Mediolanum ROE % Adjusted to Book Value Chart

Banca Mediolanum Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.78 11.69 15.67 14.61 9.87

Banca Mediolanum Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.09 12.87 14.30 14.78 8.03

Banca Mediolanum ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Banca Mediolanum's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Mediolanum ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Banca Mediolanum's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Banca Mediolanum's ROE % Adjusted to Book Value falls into.


BNMDF
58GF Score
Banca Mediolanum BNMDF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Mediolanum ROE % Adjusted to Book Value Calculation

Banca Mediolanum's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=30.59% / 3.10
=9.87%

Banca Mediolanum's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=45.81% / 3.10
=14.78%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 14.78% mean?
Banca Mediolanum (BNMDF) has a ROE % Adjusted to Book Value of 14.78% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banca Mediolanum and its competitors.
Is Banca Mediolanum's ROE % Adjusted to Book Value too high?
Banca Mediolanum's current ROE % Adjusted to Book Value is 14.78%. Overall, Banca Mediolanum has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Mediolanum's ROE % Adjusted to Book Value compare to competitors?
Banca Mediolanum's ROE % Adjusted to Book Value of 14.78% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Banca Mediolanum and its competitors. Banca Mediolanum's current ROE % Adjusted to Book Value is 14.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Mediolanum stock overvalued right now?
Based on GuruFocus' analysis, Banca Mediolanum (BNMDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.99, compared to a current price of $21.65 — trading 44.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 14.78%. Banca Mediolanum's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Banca Mediolanum (BNMDF), the current ROE % Adjusted to Book Value is 14.78% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Mediolanum (BNMDF) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Mediolanum stock appears to be overvalued. The current stock price of $21.65 is trading 44.4% above its estimated GF Value™ of $14.99. GuruFocus considers Banca Mediolanum to be Significantly Overvalued.

Key valuation signals for BNMDF:

  • ROE % Adjusted to Book Value: 14.78%
  • GF Value™: $14.99 vs. price of $21.65 (44.4% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the BNMDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Mediolanum Business Description

Address Palazzo Meucci, Via Francesco Sforza, 15, Basiglio, ITA, 20080
Banca Mediolanum is an Italy-based company which provides banking and financial services. It operates with various segments namely Lending which includes Retail and Commercial Banking, Treasury activities which has trading and sales, Asset Management and Retail Brokerage. The company offers current accounts, mortgages and loan products; credit, debit, and rechargeable cards and investment products. Geographically, it operates the market of Italy, Spain, and Germany of which Italy accounts for a larger share of revenue.
58GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.65
Price
$14.99
GF Value