Banca MediolanumBNMDF -1.81%58 Pretax Margin % is 57.60% as of Dec. 2025, which is 209% above its 10-year median of 18.62. GuruFocus rates BNMDF with a GF Score™ of 58/100 and a GF Value™ of $14.99 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Banca Mediolanum ranks better than 87.36% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Banca Mediolanum Pretax Margin % Related Terms
Banca Mediolanum Pretax Margin % Historical Data
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The historical data trend for Banca Mediolanum's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Mediolanum's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Mediolanum Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banca Mediolanum's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Banca Mediolanum's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Mediolanum (BNMDF) has a Pretax Margin % of 57.60% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banca Mediolanum and its competitors. This is 209% above median its historical median of 18.62. Over the past decade, Banca Mediolanum's Pretax Margin % has ranged from 12.34 to 59.96. According to the industry distribution chart, Banca Mediolanum ranks #193 out of 1527 companies in the Banks industry, placing it in the top 12.6%.
Is Banca Mediolanum's Pretax Margin % too high?
Banca Mediolanum's current Pretax Margin % of 57.60% is 209% above median its 10-year median of 18.62. Over the past 10 years, this metric has ranged from a low of 12.34 to a high of 59.96. The Banks industry median Pretax Margin % is 34.88. Banca Mediolanum's value of 57.60% is 65.1% above this industry median. Based on the distribution chart, Banca Mediolanum ranks #193 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banca Mediolanum has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Mediolanum's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Banca Mediolanum ranks #193 out of 1527 companies for Pretax Margin %. This places Banca Mediolanum in the top 13% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. Banca Mediolanum's value of 57.60% is 65.1% above this benchmark. Historically, Banca Mediolanum's own Pretax Margin % has ranged from 12.34 to 59.96 over the past decade. While the company's 10-year median is 18.62 vs. the industry median of 34.88, Banca Mediolanum has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Mediolanum's current Pretax Margin % of 57.60% is 65.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banca Mediolanum and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Mediolanum's current Pretax Margin % is 57.60%, which is 209% above median its own 10-year median of 18.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Mediolanum stock overvalued right now?
Based on GuruFocus' analysis, Banca Mediolanum (BNMDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.99, compared to a current price of $21.65 — trading 44.4% above its estimated fair value. The current Pretax Margin % is 57.60%, which is 209% above median its 10-year median of 18.62 and 65.1% above the Banks industry median of 34.88. Banca Mediolanum's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banca Mediolanum (BNMDF), the current Pretax Margin % is 57.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Mediolanum (BNMDF) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Mediolanum stock appears to be overvalued.
The current stock price of $21.65 is trading 44.4% above its estimated GF Value™ of $14.99.
GuruFocus considers Banca Mediolanum to be Significantly Overvalued.
Key valuation signals for BNMDF:
Pretax Margin %: 57.60% (209% above median its 10-year median of 18.62)
GF Value™: $14.99 vs. price of $21.65 (44.4% above fair value)
Industry Position: 65.1% above the Banks median (#193 of 1527)
No single metric tells the full story. See the BNMDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Mediolanum is an Italy-based company which provides banking and financial services. It operates with various segments namely Lending which includes Retail and Commercial Banking, Treasury activities which has trading and sales, Asset Management and Retail Brokerage. The company offers current accounts, mortgages and loan products; credit, debit, and rechargeable cards and investment products. Geographically, it operates the market of Italy, Spain, and Germany of which Italy accounts for a larger share of revenue.
58GF Score
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