Banca MediolanumBNMDF -1.81%58 Dividend Payout Ratio is 0.85 as of Dec. 2025, which is 37% above its 10-year median of 0.62. GuruFocus rates BNMDF with a GF Score™ of 58/100 and a GF Value™ of $14.99 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,168 Banks companies, Banca Mediolanum ranks worse than 86.99% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Banca Mediolanum's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.85.
The historical rank and industry rank for Banca Mediolanum's Dividend Payout Ratio or its related term are showing as below:
BNMDF'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.46 Med: 0.62 Max: 1.05
Current: 0.63
During the past 13 years, the highest Dividend Payout Ratio of Banca Mediolanum was 1.05. The lowest was 0.46. And the median was 0.62.
BNMDF's Dividend Payout Ratio is ranked worse than 86.99% of 1168
companies
in the Banks industry
Industry Median: 0.32
vs BNMDF: 0.63
During the past 12 months, Banca Mediolanum's average Dividends Per Share Growth Rate was 55.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 37.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Banca Mediolanum was 37.80% per year. The lowest was -11.30% per year. And the median was 6.30% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Banca Mediolanum (OTCPK:BNMDF) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Banca Mediolanum Dividend Payout Ratio Related Terms
Banca Mediolanum Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Banca Mediolanum's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Mediolanum Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Banca Mediolanum's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Mediolanum Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banca Mediolanum's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Banca Mediolanum's Dividend Payout Ratio falls into.
Banca Mediolanum Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Banca Mediolanum's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Mediolanum (BNMDF) has a Dividend Payout Ratio of 0.85 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banca Mediolanum and its competitors. This is 37% above median its historical median of 0.62. Over the past decade, Banca Mediolanum's Dividend Payout Ratio has ranged from 0.46 to 1.05. According to the industry distribution chart, Banca Mediolanum ranks #1016 out of 1168 companies in the Banks industry, placing it in the top 87%.
Is Banca Mediolanum's Dividend Payout Ratio too high?
Banca Mediolanum's current Dividend Payout Ratio of 0.85 is 37% above median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 1.05. The Banks industry median Dividend Payout Ratio is 0.32. Banca Mediolanum's value of 0.85 is 165.6% above this industry median. Based on the distribution chart, Banca Mediolanum ranks #1016 out of 1168 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Mediolanum has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Mediolanum's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Banca Mediolanum ranks #1016 out of 1168 companies for Dividend Payout Ratio. This places Banca Mediolanum in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Banca Mediolanum's value of 0.85 is 165.6% above this benchmark. Historically, Banca Mediolanum's own Dividend Payout Ratio has ranged from 0.46 to 1.05 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 0.32, Banca Mediolanum has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Mediolanum's current Dividend Payout Ratio of 0.85 is 165.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Banca Mediolanum and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Mediolanum's current Dividend Payout Ratio is 0.85, which is 37% above median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Mediolanum stock overvalued right now?
Based on GuruFocus' analysis, Banca Mediolanum (BNMDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $14.99, compared to a current price of $21.65 — trading 44.4% above its estimated fair value. The current Dividend Payout Ratio is 0.85, which is 37% above median its 10-year median of 0.62 and 165.6% above the Banks industry median of 0.32. Banca Mediolanum's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Banca Mediolanum (BNMDF), the current Dividend Payout Ratio is 0.85 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Mediolanum (BNMDF) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Mediolanum stock appears to be overvalued.
The current stock price of $21.65 is trading 44.4% above its estimated GF Value™ of $14.99.
GuruFocus considers Banca Mediolanum to be Significantly Overvalued.
Key valuation signals for BNMDF:
Dividend Payout Ratio: 0.85 (37% above median its 10-year median of 0.62)
GF Value™: $14.99 vs. price of $21.65 (44.4% above fair value)
Industry Position: 165.6% above the Banks median (#1016 of 1168)
No single metric tells the full story. See the BNMDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Mediolanum is an Italy-based company which provides banking and financial services. It operates with various segments namely Lending which includes Retail and Commercial Banking, Treasury activities which has trading and sales, Asset Management and Retail Brokerage. The company offers current accounts, mortgages and loan products; credit, debit, and rechargeable cards and investment products. Geographically, it operates the market of Italy, Spain, and Germany of which Italy accounts for a larger share of revenue.
58GF Score
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