Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Banca Mediolanum's 10-Year RORE % for the quarter that ended in Dec. 2025 was 44.43%.
The industry rank for Banca Mediolanum's 10-Year RORE % or its related term are showing as below:
BNMDF's 10-Year RORE % is ranked better than 94.5% of 1090
companies
in the Banks industry
Industry Median: 10.22
vs BNMDF: 44.43
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Banca Mediolanum 10-Year RORE % Related Terms
Banca Mediolanum 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for Banca Mediolanum's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Mediolanum's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Mediolanum 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Banca Mediolanum's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Banca Mediolanum's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 10-year before.
Banca Mediolanum (BNMDF) has a 10-Year RORE % of 44.43 as of Dec. 2025. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Banca Mediolanum and its competitors. According to the industry distribution chart, Banca Mediolanum ranks #60 out of 1090 companies in the Banks industry, placing it in the top 5.5%.
Is Banca Mediolanum's 10-Year RORE % too high?
Banca Mediolanum's current 10-Year RORE % is 44.43. The Banks industry median 10-Year RORE % is 10.22. Banca Mediolanum's value of 44.43 is 334.7% above this industry median. Based on the distribution chart, Banca Mediolanum ranks #60 out of 1090 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banca Mediolanum has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Mediolanum's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Banca Mediolanum ranks #60 out of 1090 companies for 10-Year RORE %. This places Banca Mediolanum in the top 6% of its industry — outperforming the majority of peers. The industry median 10-Year RORE % is 10.22. Banca Mediolanum's value of 44.43 is 334.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.22, based on 1,090 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Mediolanum's current 10-Year RORE % of 44.43 is 334.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Banca Mediolanum and its competitors. For the Banks industry, the median 10-Year RORE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Mediolanum's current 10-Year RORE % is 44.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Mediolanum stock overvalued right now?
Based on GuruFocus' analysis, Banca Mediolanum (BNMDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.69, compared to a current price of $21.65 — trading 70.6% above its estimated fair value. The current 10-Year RORE % is 44.43 and 334.7% above the Banks industry median of 10.22. Banca Mediolanum's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Banca Mediolanum (BNMDF), the current 10-Year RORE % is 44.43 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Mediolanum (BNMDF) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Mediolanum stock appears to be overvalued.
The current stock price of $21.65 is trading 70.6% above its estimated GF Value™ of $12.69.
GuruFocus considers Banca Mediolanum to be Significantly Overvalued.
Key valuation signals for BNMDF:
10-Year RORE %: 44.43
GF Value™: $12.69 vs. price of $21.65 (70.6% above fair value)
Industry Position: 334.7% above the Banks median (#60 of 1090)
No single metric tells the full story. See the BNMDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Mediolanum is an Italy-based company which provides banking and financial services. It operates with various segments namely Lending which includes Retail and Commercial Banking, Treasury activities which has trading and sales, Asset Management and Retail Brokerage. The company offers current accounts, mortgages and loan products; credit, debit, and rechargeable cards and investment products. Geographically, it operates the market of Italy, Spain, and Germany of which Italy accounts for a larger share of revenue.
58GF Score
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