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Infinity BancorpINFT 69 Equity-to-Asset is 0.12 as of Jun. 2026, which is 9% above its 10-year median of 0.11. GuruFocus rates INFT with a GF Score™ of 69/100 and a GF Value™ of $13.87 (Modestly Overvalued). Among 1,518 Banks companies, Infinity Bancorp ranks better than 71.87% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Infinity Bancorp's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $44.04 Mil. Infinity Bancorp's Total Assets for the quarter that ended in Jun. 2026 was $359.51 Mil.
Therefore, Infinity Bancorp's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.12.
The historical rank and industry rank for Infinity Bancorp's Equity-to-Asset or its related term are showing as below:
INFT'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.11 Max: 0.39
Current: 0.12
During the past 8 years, the highest Equity to Asset Ratio of Infinity Bancorp was 0.39. The lowest was 0.09. And the median was 0.11.
INFT's Equity-to-Asset is ranked better than 71.87% of 1518
companies
in the Banks industry
Industry Median: 0.1
vs INFT: 0.12
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Infinity Bancorp Equity-to-Asset Related Terms
Infinity Bancorp Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Infinity Bancorp's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
INFT vs OSBK, KEFI, NEFB: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Infinity Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Infinity Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Infinity Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Infinity Bancorp's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Infinity Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Infinity Bancorp (INFT) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Infinity Bancorp and its competitors. This is near median its historical median of 0.11. Over the past decade, Infinity Bancorp's Equity-to-Asset has ranged from 0.09 to 0.39. According to the industry distribution chart, Infinity Bancorp ranks #427 out of 1518 companies in the Banks industry, placing it in the top 28.1%.
Is Infinity Bancorp's Equity-to-Asset too high?
Infinity Bancorp's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.39. The Banks industry median Equity-to-Asset is 0.10. Infinity Bancorp's value of 0.12 is 20% above this industry median. Based on the distribution chart, Infinity Bancorp ranks #427 out of 1518 companies in the Banks industry, which is above the industry midpoint. Overall, Infinity Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Infinity Bancorp's Equity-to-Asset compare to OSBK and KEFI?
According to the Banks industry distribution chart, Infinity Bancorp ranks #427 out of 1518 companies for Equity-to-Asset. This puts Infinity Bancorp in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Infinity Bancorp's value of 0.12 is 20% above this benchmark. Historically, Infinity Bancorp's own Equity-to-Asset has ranged from 0.09 to 0.39 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Infinity Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinity Bancorp's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Infinity Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinity Bancorp's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Infinity Bancorp (INFT) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.87, compared to a current price of $17.80 — trading 28.3% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.11 and 20% above the Banks industry median of 0.10. Infinity Bancorp's overall GF Score™ is 69/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Infinity Bancorp (INFT), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Infinity Bancorp (INFT) Overvalued in 2026?
Based on GuruFocus' analysis, Infinity Bancorp stock appears to be overvalued.
The current stock price of $17.80 is trading 28.3% above its estimated GF Value™ of $13.87.
GuruFocus considers Infinity Bancorp to be Modestly Overvalued.
Key valuation signals for INFT:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.11)
GF Value™: $13.87 vs. price of $17.80 (28.3% above fair value)
Industry Position: 20% above the Banks median (#427 of 1518)
No single metric tells the full story. See the INFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Infinity Bancorp is a single bank holding company based in California, United States. Through its banking subsidiary, it offers a full range of commercial banking products and solutions, serving the needs of individuals and businesses alike. Its portfolio of products and services includes business and personal checking accounts, debit cards, letter of credit, business term loans, construction loans, commercial real estate loans, online and mobile banking services, treasury management solutions, and business credit cards, among others.
69GF Score
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