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Infinity BancorpINFT -1.33%69 Dividend Payout Ratio is 0.24 as of Mar. 2026, which is 14% above its 10-year median of 0.21. GuruFocus rates INFT with a GF Score™ of 69/100 and a GF Value™ of $14.29 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,173 Banks companies, Infinity Bancorp ranks better than 74.34% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Infinity Bancorp's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.24.
The historical rank and industry rank for Infinity Bancorp's Dividend Payout Ratio or its related term are showing as below:
INFT'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.21 Med: 0.21 Max: 0.22
Current: 0.22
During the past 8 years, the highest Dividend Payout Ratio of Infinity Bancorp was 0.22. The lowest was 0.21. And the median was 0.21.
INFT's Dividend Payout Ratio is ranked better than 74.34% of 1173
companies
in the Banks industry
Industry Median: 0.32
vs INFT: 0.22
Infinity Bancorp (OTCPK:INFT) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Infinity Bancorp Dividend Payout Ratio Related Terms
Infinity Bancorp Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Infinity Bancorp's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
INFT vs NEFB, BBBK, CIBH: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Infinity Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Infinity Bancorp Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Infinity Bancorp's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Infinity Bancorp's Dividend Payout Ratio falls into.
Infinity Bancorp Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Infinity Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Infinity Bancorp (INFT) has a Dividend Payout Ratio of 0.24 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Infinity Bancorp and its competitors. This is 14% above median its historical median of 0.21. Over the past decade, Infinity Bancorp's Dividend Payout Ratio has ranged from 0.21 to 0.22. According to the industry distribution chart, Infinity Bancorp ranks #301 out of 1173 companies in the Banks industry, placing it in the top 25.7%.
Is Infinity Bancorp's Dividend Payout Ratio too high?
Infinity Bancorp's current Dividend Payout Ratio of 0.24 is 14% above median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.22. The Banks industry median Dividend Payout Ratio is 0.32. Infinity Bancorp's value of 0.24 is 25% below this industry median. Based on the distribution chart, Infinity Bancorp ranks #301 out of 1173 companies in the Banks industry, which is above the industry midpoint. Overall, Infinity Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Infinity Bancorp's Dividend Payout Ratio compare to NEFB and BBBK?
According to the Banks industry distribution chart, Infinity Bancorp ranks #301 out of 1173 companies for Dividend Payout Ratio. This puts Infinity Bancorp in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Infinity Bancorp's value of 0.24 is 25% below this benchmark. Historically, Infinity Bancorp's own Dividend Payout Ratio has ranged from 0.21 to 0.22 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.32, Infinity Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinity Bancorp's current Dividend Payout Ratio of 0.24 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Infinity Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinity Bancorp's current Dividend Payout Ratio is 0.24, which is 14% above median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Infinity Bancorp (INFT) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.29, compared to a current price of $17.76 — trading 24.3% above its estimated fair value. The current Dividend Payout Ratio is 0.24, which is 14% above median its 10-year median of 0.21 and 25% below the Banks industry median of 0.32. Infinity Bancorp's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Infinity Bancorp (INFT), the current Dividend Payout Ratio is 0.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Infinity Bancorp (INFT) Overvalued in 2026?
Based on GuruFocus' analysis, Infinity Bancorp stock appears to be overvalued.
The current stock price of $17.76 is trading 24.3% above its estimated GF Value™ of $14.29.
GuruFocus considers Infinity Bancorp to be Modestly Overvalued.
Key valuation signals for INFT:
Dividend Payout Ratio: 0.24 (14% above median its 10-year median of 0.21)
GF Value™: $14.29 vs. price of $17.76 (24.3% above fair value)
Industry Position: 25% below the Banks median (#301 of 1173)
No single metric tells the full story. See the INFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Infinity Bancorp is a single bank holding company based in California, United States. Through its banking subsidiary, it offers a full range of commercial banking products and solutions, serving the needs of individuals and businesses alike. Its portfolio of products and services includes business and personal checking accounts, debit cards, letter of credit, business term loans, construction loans, commercial real estate loans, online and mobile banking services, treasury management solutions, and business credit cards, among others.
69GF Score
Get the complete analysis for INFT
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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