INFT (Infinity Bancorp) PS Ratio: 3.00 (As of Aug. 01, 2026) — 23% Below Median

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Founder & CEO of GuruFocus
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INFT Infinity Bancorp INFT
69 GF Score
Price $17.76
GF Value $14.29
Valuation Modestly Overvalued
! 1 Warning Sign
View Full Analysis

What is Infinity Bancorp PS Ratio?

Infinity Bancorp INFT -1.33% 69 PS Ratio is 3.00 as of Aug. 01, 2026, which is 23% below its 10-year median of 3.91. GuruFocus rates INFT with a GF Score™ of 69/100 and a GF Value™ of $14.29 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,516 Banks companies, Infinity Bancorp ranks better than 51.39% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Infinity Bancorp's share price is $17.76. Infinity Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $5.92. Hence, Infinity Bancorp's PS Ratio for today is 3.00.

The historical rank and industry rank for Infinity Bancorp's PS Ratio or its related term are showing as below:

INFT' s PS Ratio Range Over the Past 10 Years
Min: 2.3   Med: 3.91   Max: 9.95
Current: 3

During the past 8 years, Infinity Bancorp's highest PS Ratio was 9.95. The lowest was 2.30. And the median was 3.91.

INFT's PS Ratio is ranked better than
51.39% of 1516 companies
in the Banks industry
Industry Median: 3.06 vs INFT: 3.00

Infinity Bancorp's Revenue per Sharefor the three months ended in Mar. 2026 was $1.47. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $5.92.

Warning Sign:

Infinity Bancorp revenue growth has slowed down over the past 12 months.

During the past 3 years, the average Revenue per Share Growth Rate was 15.70% per year. During the past 5 years, the average Revenue per Share Growth Rate was 26.80% per year.

During the past 8 years, Infinity Bancorp's highest 3-Year average Revenue per Share Growth Rate was 115.10% per year. The lowest was 15.70% per year. And the median was 40.00% per year.

Back to Basics: PS Ratio


Infinity Bancorp  (OTCPK:INFT) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Infinity Bancorp PS Ratio Related Terms


Infinity Bancorp PS Ratio Historical Data

* Premium members only.

The historical data trend for Infinity Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinity Bancorp PS Ratio Chart

Infinity Bancorp Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial 3.25 2.25 1.89 1.67 2.32

Infinity Bancorp Quarterly Data
Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 1.67 7.79 4.97 2.32 2.30

INFT vs NEFB, BBBK, CIBH: PS Ratio Comparison

For the Banks - Regional subindustry, Infinity Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Infinity Bancorp PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Infinity Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where Infinity Bancorp's PS Ratio falls into.


INFT
69GF Score
Infinity Bancorp INFT
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Infinity Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Infinity Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=17.76/5.923
=3.00

Infinity Bancorp's Share Price of today is $17.76.
Infinity Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.92.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 3.00 mean?
Infinity Bancorp (INFT) has a PS Ratio of 3.00 as of Aug. 01, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Infinity Bancorp and its competitors. This is 23% below median its historical median of 3.91. Over the past decade, Infinity Bancorp's PS Ratio has ranged from 2.30 to 9.95. According to the industry distribution chart, Infinity Bancorp ranks #737 out of 1516 companies in the Banks industry, placing it in the top 48.6%.
Is Infinity Bancorp's PS Ratio too high?
Infinity Bancorp's current PS Ratio of 3.00 is 23% below median its 10-year median of 3.91. Over the past 10 years, this metric has ranged from a low of 2.30 to a high of 9.95. The Banks industry median PS Ratio is 3.06. Infinity Bancorp's value of 3.00 is 2% below this industry median. Based on the distribution chart, Infinity Bancorp ranks #737 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Infinity Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Infinity Bancorp's PS Ratio compare to NEFB and BBBK?
According to the Banks industry distribution chart, Infinity Bancorp ranks #737 out of 1516 companies for PS Ratio. This puts Infinity Bancorp in the upper half of its industry. The industry median PS Ratio is 3.06. Infinity Bancorp's value of 3.00 is 2% below this benchmark. Historically, Infinity Bancorp's own PS Ratio has ranged from 2.30 to 9.95 over the past decade. While the company's 10-year median is 3.91 vs. the industry median of 3.06, Infinity Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.06, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinity Bancorp's current PS Ratio of 3.00 is 2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Infinity Bancorp and its competitors. For the Banks industry, the median PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinity Bancorp's current PS Ratio is 3.00, which is 23% below median its own 10-year median of 3.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Infinity Bancorp (INFT) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.29, compared to a current price of $17.76 — trading 24.3% above its estimated fair value. The current PS Ratio is 3.00, which is 23% below median its 10-year median of 3.91 and 2% below the Banks industry median of 3.06. Infinity Bancorp's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Infinity Bancorp (INFT), the current PS Ratio is 3.00 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinity Bancorp (INFT) Overvalued in 2026?

Based on GuruFocus' analysis, Infinity Bancorp stock appears to be overvalued. The current stock price of $17.76 is trading 24.3% above its estimated GF Value™ of $14.29. GuruFocus considers Infinity Bancorp to be Modestly Overvalued.

Key valuation signals for INFT:

  • PS Ratio: 3.00 (23% below median its 10-year median of 3.91)
  • GF Value™: $14.29 vs. price of $17.76 (24.3% above fair value)
  • GF Score™: 69/100 with 1 warning sign
  • Industry Position: 2% below the Banks median (#737 of 1516)

No single metric tells the full story. See the INFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Infinity Bancorp Business Description

Address 6 Hutton Centre Drive, Suite 100, Santa Ana, CA, USA, 92707
Infinity Bancorp is a single bank holding company based in California, United States. Through its banking subsidiary, it offers a full range of commercial banking products and solutions, serving the needs of individuals and businesses alike. Its portfolio of products and services includes business and personal checking accounts, debit cards, letter of credit, business term loans, construction loans, commercial real estate loans, online and mobile banking services, treasury management solutions, and business credit cards, among others.
69GF Score

Get the complete analysis for INFT

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.76
Price
$14.29
GF Value