INFT (Infinity Bancorp) Margin of Safety % (DCF FCF Based): N/A (As of Aug. 01, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

INFT Infinity Bancorp INFT
69 GF Score
Price $17.76
GF Value $14.29
Valuation Modestly Overvalued
! 1 Warning Sign
View Full Analysis

What is Infinity Bancorp Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Infinity Bancorp's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

INFT vs NEFB, BBBK, CIBH: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Infinity Bancorp's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Infinity Bancorp Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Infinity Bancorp's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Infinity Bancorp's Margin of Safety % (DCF FCF Based) falls into.


INFT
69GF Score
Infinity Bancorp INFT
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Infinity Bancorp (INFT) Overvalued in 2026?

Based on GuruFocus' analysis, Infinity Bancorp stock appears to be overvalued. The current stock price of $17.76 is trading 24.3% above its estimated GF Value™ of $14.29. GuruFocus considers Infinity Bancorp to be Modestly Overvalued.

Key valuation signals for INFT:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $14.29 vs. price of $17.76 (24.3% above fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the INFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Infinity Bancorp Business Description

Address 6 Hutton Centre Drive, Suite 100, Santa Ana, CA, USA, 92707
Infinity Bancorp is a single bank holding company based in California, United States. Through its banking subsidiary, it offers a full range of commercial banking products and solutions, serving the needs of individuals and businesses alike. Its portfolio of products and services includes business and personal checking accounts, debit cards, letter of credit, business term loans, construction loans, commercial real estate loans, online and mobile banking services, treasury management solutions, and business credit cards, among others.
69GF Score

Get the complete analysis for INFT

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.76
Price
$14.29
GF Value