INFT (Infinity Bancorp) ROE % Adjusted to Book Value: 12.18% (As of Mar. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

INFT Infinity Bancorp INFT
69 GF Score
Price $17.76
GF Value $14.29
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Infinity Bancorp ROE % Adjusted to Book Value?

Infinity Bancorp INFT -1.33% 69 ROE % Adjusted to Book Value is 12.18% as of Mar. 2026. GuruFocus rates INFT with a GF Score™ of 69/100 and a GF Value™ of $14.29 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Infinity Bancorp's ROE % for the quarter that ended in Mar. 2026 was 11.94%. Infinity Bancorp's PB Ratio for the quarter that ended in Mar. 2026 was 0.98. Infinity Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 12.18%.


Infinity Bancorp ROE % Adjusted to Book Value Related Terms


Infinity Bancorp ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Infinity Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinity Bancorp ROE % Adjusted to Book Value Chart

Infinity Bancorp Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 11.10 10.46 14.84 14.79 13.29

Infinity Bancorp Quarterly Data
Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.00 15.45 12.78 12.09 12.18

INFT vs NEFB, BBBK, CIBH: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Infinity Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Infinity Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Infinity Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Infinity Bancorp's ROE % Adjusted to Book Value falls into.


INFT
69GF Score
Infinity Bancorp INFT
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Infinity Bancorp ROE % Adjusted to Book Value Calculation

Infinity Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.56% / 1.02
=13.29%

Infinity Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.94% / 0.98
=12.18%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 12.18% mean?
Infinity Bancorp (INFT) has a ROE % Adjusted to Book Value of 12.18% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Infinity Bancorp and its competitors.
Is Infinity Bancorp's ROE % Adjusted to Book Value too high?
Infinity Bancorp's current ROE % Adjusted to Book Value is 12.18%. Overall, Infinity Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Infinity Bancorp's ROE % Adjusted to Book Value compare to NEFB and BBBK?
Infinity Bancorp's ROE % Adjusted to Book Value of 12.18% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Infinity Bancorp and its competitors. Infinity Bancorp's current ROE % Adjusted to Book Value is 12.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Infinity Bancorp (INFT) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.29, compared to a current price of $17.76 — trading 24.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 12.18%. Infinity Bancorp's overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Infinity Bancorp (INFT), the current ROE % Adjusted to Book Value is 12.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinity Bancorp (INFT) Overvalued in 2026?

Based on GuruFocus' analysis, Infinity Bancorp stock appears to be overvalued. The current stock price of $17.76 is trading 24.3% above its estimated GF Value™ of $14.29. GuruFocus considers Infinity Bancorp to be Modestly Overvalued.

Key valuation signals for INFT:

  • ROE % Adjusted to Book Value: 12.18%
  • GF Value™: $14.29 vs. price of $17.76 (24.3% above fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the INFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Infinity Bancorp Business Description

Address 6 Hutton Centre Drive, Suite 100, Santa Ana, CA, USA, 92707
Infinity Bancorp is a single bank holding company based in California, United States. Through its banking subsidiary, it offers a full range of commercial banking products and solutions, serving the needs of individuals and businesses alike. Its portfolio of products and services includes business and personal checking accounts, debit cards, letter of credit, business term loans, construction loans, commercial real estate loans, online and mobile banking services, treasury management solutions, and business credit cards, among others.
69GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.76
Price
$14.29
GF Value