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Infinity BancorpINFT -1.33% Pretax Margin % is 36.91% as of Mar. 2026, which is 43% above its 10-year median of 25.82. The stock has 1 warning sign investors should review. Among 1,526 Banks companies, Infinity Bancorp ranks better than 57.93% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Infinity Bancorp Pretax Margin % Related Terms
Infinity Bancorp Pretax Margin % Historical Data
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The historical data trend for Infinity Bancorp's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
INFT vs NEFB, BBBK, CIBH: Pretax Margin % Comparison
For the Banks - Regional subindustry, Infinity Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Infinity Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Infinity Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Infinity Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Infinity Bancorp (INFT) has a Pretax Margin % of 36.91% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Infinity Bancorp and its competitors. This is 43% above median its historical median of 25.82. According to the industry distribution chart, Infinity Bancorp ranks #642 out of 1526 companies in the Banks industry, placing it in the top 42.1%.
Is Infinity Bancorp's Pretax Margin % too high?
Infinity Bancorp's current Pretax Margin % of 36.91% is 43% above median its 10-year median of 25.82. The Banks industry median Pretax Margin % is 35.37. Infinity Bancorp's value of 36.91% is 4.4% above this industry median. Based on the distribution chart, Infinity Bancorp ranks #642 out of 1526 companies in the Banks industry, which is above the industry midpoint.
How does Infinity Bancorp's Pretax Margin % compare to NEFB and BBBK?
According to the Banks industry distribution chart, Infinity Bancorp ranks #642 out of 1526 companies for Pretax Margin %. This puts Infinity Bancorp in the upper half of its industry. The industry median Pretax Margin % is 35.37. Infinity Bancorp's value of 36.91% is 4.4% above this benchmark. While the company's 10-year median is 25.82 vs. the industry median of 35.37, Infinity Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.37, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinity Bancorp's current Pretax Margin % of 36.91% is 4.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Infinity Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 35.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinity Bancorp's current Pretax Margin % is 36.91%, which is 43% above median its own 10-year median of 25.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Infinity Bancorp (INFT) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.29, compared to a current price of $17.76 — trading 24.3% above its estimated fair value. The current Pretax Margin % is 36.91%, which is 43% above median its 10-year median of 25.82 and 4.4% above the Banks industry median of 35.37. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Infinity Bancorp (INFT), the current Pretax Margin % is 36.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Infinity Bancorp is a single bank holding company based in California, United States. Through its banking subsidiary, it offers a full range of commercial banking products and solutions, serving the needs of individuals and businesses alike. Its portfolio of products and services includes business and personal checking accounts, debit cards, letter of credit, business term loans, construction loans, commercial real estate loans, online and mobile banking services, treasury management solutions, and business credit cards, among others.
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