INFT (Infinity Bancorp) 1-Year Sharpe Ratio: 0.49 (As of Sep. 17, 2026)

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Director of Data and Quant Analytics at GuruFocus
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INFT Infinity Bancorp INFT
69 GF Score
Price $17.80
GF Value $13.88
Valuation Modestly Overvalued
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What is Infinity Bancorp 1-Year Sharpe Ratio?

Infinity Bancorp INFT 69 1-Year Sharpe Ratio is 0.49 as of Sep. 17, 2026. GuruFocus rates INFT with a GF Score™ of 69/100 and a GF Value™ of $13.88 (Modestly Overvalued).

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-17), Infinity Bancorp's 1-Year Sharpe Ratio is 0.49.

Infinity Bancorp  (OTCPK:INFT) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Infinity Bancorp 1-Year Sharpe Ratio Related Terms

INFT vs OSBK, KEFI, NEFB: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Infinity Bancorp's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Infinity Bancorp 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Infinity Bancorp's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Infinity Bancorp's 1-Year Sharpe Ratio falls into.


INFT
69GF Score
Infinity Bancorp INFT
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Infinity Bancorp 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.49 mean?
Infinity Bancorp (INFT) has a 1-Year Sharpe Ratio of 0.49 as of Sep. 17, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Infinity Bancorp and its competitors.
Is Infinity Bancorp's 1-Year Sharpe Ratio too high?
Infinity Bancorp's current 1-Year Sharpe Ratio is 0.49. Overall, Infinity Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Infinity Bancorp's 1-Year Sharpe Ratio compare to OSBK and KEFI?
Infinity Bancorp's 1-Year Sharpe Ratio of 0.49 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Infinity Bancorp and its competitors. Infinity Bancorp's current 1-Year Sharpe Ratio is 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Infinity Bancorp (INFT) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.88, compared to a current price of $17.80 — trading 28.2% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.49. Infinity Bancorp's overall GF Score™ is 69/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Infinity Bancorp (INFT), the current 1-Year Sharpe Ratio is 0.49 as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinity Bancorp (INFT) Overvalued in 2026?

Based on GuruFocus' analysis, Infinity Bancorp stock appears to be overvalued. The current stock price of $17.80 is trading 28.2% above its estimated GF Value™ of $13.88. GuruFocus considers Infinity Bancorp to be Modestly Overvalued.

Key valuation signals for INFT:

  • 1-Year Sharpe Ratio: 0.49
  • GF Value™: $13.88 vs. price of $17.80 (28.2% above fair value)
  • GF Score™: 69/100

No single metric tells the full story. See the INFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Infinity Bancorp Business Description

Address 6 Hutton Centre Drive, Suite 100, Santa Ana, CA, USA, 92707
Infinity Bancorp is a single bank holding company based in California, United States. Through its banking subsidiary, it offers a full range of commercial banking products and solutions, serving the needs of individuals and businesses alike. Its portfolio of products and services includes business and personal checking accounts, debit cards, letter of credit, business term loans, construction loans, commercial real estate loans, online and mobile banking services, treasury management solutions, and business credit cards, among others.
69GF Score

Get the complete analysis for INFT

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.80
Price
$13.88
GF Value