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PBNNF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11 Med: 0.14 Max: 0.15
Current: 0.11
During the past 13 years, the highest Equity to Asset Ratio of PT Bank Negara Indonesia (Persero) Tbk was 0.15. The lowest was 0.11. And the median was 0.14.
PBNNF's Equity-to-Asset is ranked better than 63.86% of 1522
companies
in the Banks industry
Industry Median: 0.1
vs PBNNF: 0.11
PT Bank Negara Indonesia (Persero) Tbk (OTCPK:PBNNF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
PT Bank Negara Indonesia (Persero) Tbk Equity-to-Asset Related Terms
PT Bank Negara Indonesia (Persero) Tbk Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Negara Indonesia (Persero) Tbk Equity-to-Asset Chart
PT Bank Negara Indonesia (Persero) Tbk Annual Data
PT Bank Negara Indonesia (Persero) Tbk Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, PT Bank Negara Indonesia (Persero) Tbk's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Negara Indonesia (Persero) Tbk Equity-to-Asset vs Banks Industry
PT Bank Negara Indonesia (Persero) Tbk Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Negara Indonesia (Persero) Tbk (PBNNF) has a Equity-to-Asset of 0.11 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. This is 21% below median its historical median of 0.14. Over the past decade, PT Bank Negara Indonesia (Persero) Tbk's Equity-to-Asset has ranged from 0.11 to 0.15. According to the industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #550 out of 1522 companies in the Banks industry, placing it in the top 36.1%.
Is PT Bank Negara Indonesia (Persero) Tbk's Equity-to-Asset too high?
PT Bank Negara Indonesia (Persero) Tbk's current Equity-to-Asset of 0.11 is 21% below median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.15. The Banks industry median Equity-to-Asset is 0.10. PT Bank Negara Indonesia (Persero) Tbk's value of 0.11 is 10% above this industry median. Based on the distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #550 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Negara Indonesia (Persero) Tbk has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Negara Indonesia (Persero) Tbk's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #550 out of 1522 companies for Equity-to-Asset. This puts PT Bank Negara Indonesia (Persero) Tbk in the upper half of its industry. The industry median Equity-to-Asset is 0.10. PT Bank Negara Indonesia (Persero) Tbk's value of 0.11 is 10% above this benchmark. Historically, PT Bank Negara Indonesia (Persero) Tbk's own Equity-to-Asset has ranged from 0.11 to 0.15 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.10, PT Bank Negara Indonesia (Persero) Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Negara Indonesia (Persero) Tbk's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Negara Indonesia (Persero) Tbk's current Equity-to-Asset is 0.11, which is 21% below median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Negara Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Negara Indonesia (Persero) Tbk (PBNNF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.32, compared to a current price of $0.24 — trading 25% below its estimated fair value. The current Equity-to-Asset is 0.11, which is 21% below median its 10-year median of 0.14 and 10% above the Banks industry median of 0.10. PT Bank Negara Indonesia (Persero) Tbk's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For PT Bank Negara Indonesia (Persero) Tbk (PBNNF), the current Equity-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Negara Indonesia (Persero) Tbk (PBNNF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Negara Indonesia (Persero) Tbk stock appears to be undervalued.
The current stock price of $0.24 is trading 25% below its estimated GF Value™ of $0.32.
GuruFocus considers PT Bank Negara Indonesia (Persero) Tbk to be Modestly Undervalued.
Key valuation signals for PBNNF:
Equity-to-Asset: 0.11 (21% below median its 10-year median of 0.14)
GF Value™: $0.32 vs. price of $0.24 (25% below fair value)
Industry Position: 10% above the Banks median (#550 of 1522)
No single metric tells the full story. See the PBNNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Negara Indonesia (Persero) Tbk is an Indonesian state-owned bank, with the government holding just over half of the bank's outstanding shares. Its main banking activities include deposit-taking, providing credit, issuing debt instruments, money transfer services, secondary market services, wholesale banking, custody banking, capital investment, and other services. Its segments include Wholesale & International Banking, Institutional Banking, Enterprises & Commercial Banking, Retail Banking and Treasury. The company generates the majority of its revenue from the Wholesale & International Banking segment which includes loans, customer deposits, and other transactions belonging to corporate customers, both BUMN and private business entities.
57GF Score
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