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PBNNF's 5-Year Yield-on-Cost % is ranked better than 99.76% of 1255
companies
in the Banks industry
Industry Median: 3.88
vs PBNNF: 73.49
PT Bank Negara Indonesia (Persero) Tbk (OTCPK:PBNNF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
PT Bank Negara Indonesia (Persero) Tbk 5-Year Yield-on-Cost % Related Terms
PT Bank Negara Indonesia (Persero) Tbk 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Negara Indonesia (Persero) Tbk's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Negara Indonesia (Persero) Tbk 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Negara Indonesia (Persero) Tbk's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where PT Bank Negara Indonesia (Persero) Tbk's 5-Year Yield-on-Cost % falls into.
PT Bank Negara Indonesia (Persero) Tbk 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
PT Bank Negara Indonesia (Persero) Tbk (PBNNF) has a 5-Year Yield-on-Cost % of 73.49 as of Jul. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. This is 165% above median its historical median of 27.71. Over the past decade, PT Bank Negara Indonesia (Persero) Tbk's 5-Year Yield-on-Cost % has ranged from 4.56 to 193.97. According to the industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #3 out of 1255 companies in the Banks industry, placing it in the top 0.2%.
Is PT Bank Negara Indonesia (Persero) Tbk's 5-Year Yield-on-Cost % too high?
PT Bank Negara Indonesia (Persero) Tbk's current 5-Year Yield-on-Cost % of 73.49 is 165% above median its 10-year median of 27.71. Over the past 10 years, this metric has ranged from a low of 4.56 to a high of 193.97. The Banks industry median 5-Year Yield-on-Cost % is 3.88. PT Bank Negara Indonesia (Persero) Tbk's value of 73.49 is 1794.1% above this industry median. Based on the distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #3 out of 1255 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Negara Indonesia (Persero) Tbk has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Negara Indonesia (Persero) Tbk's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #3 out of 1255 companies for 5-Year Yield-on-Cost %. This places PT Bank Negara Indonesia (Persero) Tbk in the top 0% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.88. PT Bank Negara Indonesia (Persero) Tbk's value of 73.49 is 1794.1% above this benchmark. Historically, PT Bank Negara Indonesia (Persero) Tbk's own 5-Year Yield-on-Cost % has ranged from 4.56 to 193.97 over the past decade. While the company's 10-year median is 27.71 vs. the industry median of 3.88, PT Bank Negara Indonesia (Persero) Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Negara Indonesia (Persero) Tbk's current 5-Year Yield-on-Cost % of 73.49 is 1794.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Negara Indonesia (Persero) Tbk's current 5-Year Yield-on-Cost % is 73.49, which is 165% above median its own 10-year median of 27.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Negara Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Negara Indonesia (Persero) Tbk (PBNNF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.27, compared to a current price of $0.24 — trading 11.1% below its estimated fair value. The current 5-Year Yield-on-Cost % is 73.49, which is 165% above median its 10-year median of 27.71 and 1794.1% above the Banks industry median of 3.88. PT Bank Negara Indonesia (Persero) Tbk's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PT Bank Negara Indonesia (Persero) Tbk (PBNNF), the current 5-Year Yield-on-Cost % is 73.49 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Negara Indonesia (Persero) Tbk (PBNNF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Negara Indonesia (Persero) Tbk stock appears to be undervalued.
The current stock price of $0.24 is trading 11.1% below its estimated GF Value™ of $0.27.
GuruFocus considers PT Bank Negara Indonesia (Persero) Tbk to be Modestly Undervalued.
Key valuation signals for PBNNF:
5-Year Yield-on-Cost %: 73.49 (165% above median its 10-year median of 27.71)
GF Value™: $0.27 vs. price of $0.24 (11.1% below fair value)
Industry Position: 1794.1% above the Banks median (#3 of 1255)
No single metric tells the full story. See the PBNNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Negara Indonesia (Persero) Tbk Business Description
PT Bank Negara Indonesia (Persero) Tbk is an Indonesian state-owned bank, with the government holding just over half of the bank's outstanding shares. Its main banking activities include deposit-taking, providing credit, issuing debt instruments, money transfer services, secondary market services, wholesale banking, custody banking, capital investment, and other services. Its segments include Wholesale & International Banking, Institutional Banking, Enterprises & Commercial Banking, Retail Banking and Treasury. The company generates the majority of its revenue from the Wholesale & International Banking segment which includes loans, customer deposits, and other transactions belonging to corporate customers, both BUMN and private business entities.
56GF Score
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