PBNNF (PT Bank Negara Indonesia (Persero) Tbk) Dividend Payout Ratio: 3.00 (As of Mar. 2026) — 782% Above Median


PBNNF PT Bank Negara Indonesia (Persero) Tbk PBNNF
80 GF Score
Price $0.20
GF Value $0.31
! 3 Warning Signs
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What is PT Bank Negara Indonesia (Persero) Tbk Dividend Payout Ratio?

PT Bank Negara Indonesia (Persero) Tbk PBNNF 80 Dividend Payout Ratio is 3.00 as of Mar. 2026, which is 782% above its 10-year median of 0.34. GuruFocus rates PBNNF with a GF Score™ of 80/100 and a GF Value™ of $0.31. The stock has 3 warning signs investors should review. Among 1,172 Banks companies, PT Bank Negara Indonesia (Persero) Tbk ranks worse than 99.23% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. PT Bank Negara Indonesia (Persero) Tbk's Dividend Payout Ratio for the months ended in Mar. 2026 was 3.00.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of PT Bank Negara Indonesia (Persero) Tbk is 1.71, which seems too high.

The historical rank and industry rank for PT Bank Negara Indonesia (Persero) Tbk's Dividend Payout Ratio or its related term are showing as below:

PBNNF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.1   Med: 0.34   Max: 1.83
Current: 1.83

During the past 13 years, the highest Dividend Payout Ratio of PT Bank Negara Indonesia (Persero) Tbk was 1.83. The lowest was 0.10. And the median was 0.34.

PBNNF's Dividend Payout Ratio is ranked worse than
99.23% of 1172 companies
in the Banks industry
Industry Median: 0.32 vs PBNNF: 1.83

As of today (2026-06-28), the Dividend Yield % of PT Bank Negara Indonesia (Persero) Tbk is 0.00%.

During the past 13 years, the highest Trailing Annual Dividend Yield of PT Bank Negara Indonesia (Persero) Tbk was 22.54%. The lowest was 0.53%. And the median was 3.22%.

PT Bank Negara Indonesia (Persero) Tbk's Dividends per Share for the months ended in Mar. 2026 was $0.02.

During the past 3 years, the average Dividends Per Share Growth Rate was 72.30% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 53.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 13.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of PT Bank Negara Indonesia (Persero) Tbk was 133.60% per year. The lowest was -44.40% per year. And the median was 19.45% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

PT Bank Negara Indonesia (Persero) Tbk (OTCPK:PBNNF) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

PT Bank Negara Indonesia (Persero) Tbk Dividend Payout Ratio Related Terms

PT Bank Negara Indonesia (Persero) Tbk Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Negara Indonesia (Persero) Tbk's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Negara Indonesia (Persero) Tbk Dividend Payout Ratio Chart

PT Bank Negara Indonesia (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.13 0.19 0.45 0.61 0.88

PT Bank Negara Indonesia (Persero) Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 3.83 0.00 0.00 3.00

PT Bank Negara Indonesia (Persero) Tbk Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Negara Indonesia (Persero) Tbk's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Bank Negara Indonesia (Persero) Tbk Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Negara Indonesia (Persero) Tbk's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Negara Indonesia (Persero) Tbk's Dividend Payout Ratio falls into.


PBNNF
80GF Score
PT Bank Negara Indonesia (Persero) Tbk PBNNF
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Negara Indonesia (Persero) Tbk Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

PT Bank Negara Indonesia (Persero) Tbk's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.022/ 0.025
=0.88

PT Bank Negara Indonesia (Persero) Tbk's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.021/ 0.007
=3.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 3.00 mean?
PT Bank Negara Indonesia (Persero) Tbk (PBNNF) has a Dividend Payout Ratio of 3.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. This is 782% above median its historical median of 0.34. Over the past decade, PT Bank Negara Indonesia (Persero) Tbk's Dividend Payout Ratio has ranged from 0.10 to 1.83. According to the industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #1163 out of 1172 companies in the Banks industry, placing it in the top 99.2%.
Is PT Bank Negara Indonesia (Persero) Tbk's Dividend Payout Ratio too high?
PT Bank Negara Indonesia (Persero) Tbk's current Dividend Payout Ratio of 3.00 is 782% above median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 1.83. The Banks industry median Dividend Payout Ratio is 0.32. PT Bank Negara Indonesia (Persero) Tbk's value of 3.00 is 837.5% above this industry median. Based on the distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #1163 out of 1172 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Negara Indonesia (Persero) Tbk has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Negara Indonesia (Persero) Tbk's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #1163 out of 1172 companies for Dividend Payout Ratio. This places PT Bank Negara Indonesia (Persero) Tbk in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. PT Bank Negara Indonesia (Persero) Tbk's value of 3.00 is 837.5% above this benchmark. Historically, PT Bank Negara Indonesia (Persero) Tbk's own Dividend Payout Ratio has ranged from 0.10 to 1.83 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.32, PT Bank Negara Indonesia (Persero) Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Negara Indonesia (Persero) Tbk's current Dividend Payout Ratio of 3.00 is 837.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Negara Indonesia (Persero) Tbk's current Dividend Payout Ratio is 3.00, which is 782% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Negara Indonesia (Persero) Tbk stock overvalued right now?
PT Bank Negara Indonesia (Persero) Tbk (PBNNF) has a current Dividend Payout Ratio of 3.00. The stock's GF Value™ is $0.31, compared to a current price of $0.20 — trading 34.7% below its estimated fair value. The current Dividend Payout Ratio is 3.00, which is 782% above median its 10-year median of 0.34 and 837.5% above the Banks industry median of 0.32. PT Bank Negara Indonesia (Persero) Tbk's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For PT Bank Negara Indonesia (Persero) Tbk (PBNNF), the current Dividend Payout Ratio is 3.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Negara Indonesia (Persero) Tbk (PBNNF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Negara Indonesia (Persero) Tbk stock appears to be undervalued. The current stock price of $0.20 is trading 34.7% below its estimated GF Value™ of $0.31.

Key valuation signals for PBNNF:

  • Dividend Payout Ratio: 3.00 (782% above median its 10-year median of 0.34)
  • GF Value™: $0.31 vs. price of $0.20 (34.7% below fair value)
  • GF Score™: 80/100 with 3 warning signs
  • Industry Position: 837.5% above the Banks median (#1163 of 1172)

No single metric tells the full story. See the PBNNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Negara Indonesia (Persero) Tbk Business Description

Address Jalan Jenderal Sudirman Kavling 1, Gedung Grha BNI, Jakarta Pusat, Jakarta, IDN, 10220
PT Bank Negara Indonesia (Persero) Tbk is an Indonesian state-owned bank, with the government holding just over half of the bank's outstanding shares. Its main banking activities include deposit-taking, providing credit, issuing debt instruments, money transfer services, secondary market services, wholesale banking, custody banking, capital investment, and other services. Its segments include Wholesale & International Banking, Institutional Banking, Enterprises & Commercial Banking, Retail Banking and Treasury. The company generates the majority of its revenue from the Wholesale & International Banking segment which includes loans, customer deposits, and other transactions belonging to corporate customers, both BUMN and private business entities.
80GF Score

Get the complete analysis for PBNNF

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.20
Price
$0.31
GF Value