PBNNF'
s FCF Margin % Range Over the Past 10 Years
Min: -117.71 Med: 32.79 Max: 215.35
Current: 215.35
During the past 13 years, the highest FCF Margin % of PT Bank Negara Indonesia (Persero) Tbk was 215.35%. The lowest was -117.71%. And the median was 32.79%.
PBNNF's FCF Margin % is ranked better than 94.28% of 1504
companies
in the Banks industry
Industry Median: 26.5
vs PBNNF: 215.35
PT Bank Negara Indonesia (Persero) Tbk FCF Margin % Related Terms
PT Bank Negara Indonesia (Persero) Tbk FCF Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Negara Indonesia (Persero) Tbk FCF Margin % Chart
PT Bank Negara Indonesia (Persero) Tbk Annual Data
PT Bank Negara Indonesia (Persero) Tbk FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Negara Indonesia (Persero) Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Negara Indonesia (Persero) Tbk FCF Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Negara Indonesia (Persero) Tbk (PBNNF) has a FCF Margin % of 263.68% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. This is 704% above median its historical median of 32.79. According to the industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #86 out of 1504 companies in the Banks industry, placing it in the top 5.7%.
Is PT Bank Negara Indonesia (Persero) Tbk's FCF Margin % too high?
PT Bank Negara Indonesia (Persero) Tbk's current FCF Margin % of 263.68% is 704% above median its 10-year median of 32.79. The Banks industry median FCF Margin % is 26.50. PT Bank Negara Indonesia (Persero) Tbk's value of 263.68% is 895% above this industry median. Based on the distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #86 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Negara Indonesia (Persero) Tbk has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Negara Indonesia (Persero) Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #86 out of 1504 companies for FCF Margin %. This places PT Bank Negara Indonesia (Persero) Tbk in the top 6% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.50. PT Bank Negara Indonesia (Persero) Tbk's value of 263.68% is 895% above this benchmark. While the company's 10-year median is 32.79 vs. the industry median of 26.50, PT Bank Negara Indonesia (Persero) Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Negara Indonesia (Persero) Tbk's current FCF Margin % of 263.68% is 895% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Negara Indonesia (Persero) Tbk's current FCF Margin % is 263.68%, which is 704% above median its own 10-year median of 32.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Negara Indonesia (Persero) Tbk stock overvalued right now?
PT Bank Negara Indonesia (Persero) Tbk (PBNNF) has a current FCF Margin % of 263.68%. The stock's GF Value™ is $0.28, compared to a current price of $0.20 — trading 27.8% below its estimated fair value. The current FCF Margin % is 263.68%, which is 704% above median its 10-year median of 32.79 and 895% above the Banks industry median of 26.50. PT Bank Negara Indonesia (Persero) Tbk's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Negara Indonesia (Persero) Tbk (PBNNF), the current FCF Margin % is 263.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Negara Indonesia (Persero) Tbk (PBNNF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Negara Indonesia (Persero) Tbk stock appears to be undervalued.
The current stock price of $0.20 is trading 27.8% below its estimated GF Value™ of $0.28.
Key valuation signals for PBNNF:
FCF Margin %: 263.68% (704% above median its 10-year median of 32.79)
GF Value™: $0.28 vs. price of $0.20 (27.8% below fair value)
Industry Position: 895% above the Banks median (#86 of 1504)
No single metric tells the full story. See the PBNNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Negara Indonesia (Persero) Tbk Business Description
PT Bank Negara Indonesia (Persero) Tbk is an Indonesian state-owned bank, with the government holding just over half of the bank's outstanding shares. Its main banking activities include deposit-taking, providing credit, issuing debt instruments, money transfer services, secondary market services, wholesale banking, custody banking, capital investment, and other services. Its segments include Wholesale & International Banking, Institutional Banking, Enterprises & Commercial Banking, Retail Banking and Treasury. The company generates the majority of its revenue from the Wholesale & International Banking segment which includes loans, customer deposits, and other transactions belonging to corporate customers, both BUMN and private business entities.
80GF Score
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