PBNNF (PT Bank Negara Indonesia (Persero) Tbk) OCF Yield %: 105.92 (As of Jun. 28, 2026) — 575% Above Median


PBNNF PT Bank Negara Indonesia (Persero) Tbk PBNNF
80 GF Score
Price $0.20
GF Value $0.31
! 3 Warning Signs
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What is PT Bank Negara Indonesia (Persero) Tbk OCF Yield %?

PT Bank Negara Indonesia (Persero) Tbk PBNNF 80 OCF Yield % is 105.92 as of Jun. 28, 2026, which is 575% above its 10-year median of 15.70. GuruFocus rates PBNNF with a GF Scoreâ„¢ of 80/100 and a GF Valueâ„¢ of $0.31. The stock has 3 warning signs investors should review. Among 1,502 Banks companies, PT Bank Negara Indonesia (Persero) Tbk ranks better than 93.21% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, PT Bank Negara Indonesia (Persero) Tbk's Trailing 12-Month Cash Flow from Operations is $7,913 Mil, and Market Cap is $6,868 Mil. Therefore, PT Bank Negara Indonesia (Persero) Tbk's OCF Yield % for today is 105.92%.

The historical rank and industry rank for PT Bank Negara Indonesia (Persero) Tbk's OCF Yield % or its related term are showing as below:

PBNNF' s OCF Yield % Range Over the Past 10 Years
Min: -44.94   Med: 15.7   Max: 109.43
Current: 105.92


During the past 13 years, the highest OCF Yield % of PT Bank Negara Indonesia (Persero) Tbk was 109.43%. The lowest was -44.94%. And the median was 15.70%.

PBNNF's OCF Yield % is ranked better than
93.21% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs PBNNF: 105.92

PT Bank Negara Indonesia (Persero) Tbk's OCF Margin % for the quarter that ended in Mar. 2026 was %.


PT Bank Negara Indonesia (Persero) Tbk OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT Bank Negara Indonesia (Persero) Tbk OCF Yield % Related Terms


PT Bank Negara Indonesia (Persero) Tbk OCF Yield % Historical Data

* Premium members only.

The historical data trend for PT Bank Negara Indonesia (Persero) Tbk's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Negara Indonesia (Persero) Tbk OCF Yield % Chart

PT Bank Negara Indonesia (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 86.97 10.56 5.15 -46.84 81.88

PT Bank Negara Indonesia (Persero) Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.70 164.35 39.10 36.99 128.20

PT Bank Negara Indonesia (Persero) Tbk OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Negara Indonesia (Persero) Tbk's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Negara Indonesia (Persero) Tbk OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Negara Indonesia (Persero) Tbk's OCF Yield % distribution charts can be found below:

* The bar in red indicates where PT Bank Negara Indonesia (Persero) Tbk's OCF Yield % falls into.


PBNNF
80GF Score
PT Bank Negara Indonesia (Persero) Tbk PBNNF
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Negara Indonesia (Persero) Tbk OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

PT Bank Negara Indonesia (Persero) Tbk's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=6171.161 / 7537.0502354
=81.88%

PT Bank Negara Indonesia (Persero) Tbk's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=2415.675 * 4 / 7537.0502354
=128.20%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 105.92 mean?
PT Bank Negara Indonesia (Persero) Tbk (PBNNF) has a OCF Yield % of 105.92 as of Jun. 28, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. This is 575% above median its historical median of 15.70. According to the industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #102 out of 1502 companies in the Banks industry, placing it in the top 6.8%.
Is PT Bank Negara Indonesia (Persero) Tbk's OCF Yield % too high?
PT Bank Negara Indonesia (Persero) Tbk's current OCF Yield % of 105.92 is 575% above median its 10-year median of 15.70. The Banks industry median OCF Yield % is 9.24. PT Bank Negara Indonesia (Persero) Tbk's value of 105.92 is 1046.3% above this industry median. Based on the distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #102 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Negara Indonesia (Persero) Tbk has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Negara Indonesia (Persero) Tbk's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #102 out of 1502 companies for OCF Yield %. This places PT Bank Negara Indonesia (Persero) Tbk in the top 7% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.24. PT Bank Negara Indonesia (Persero) Tbk's value of 105.92 is 1046.3% above this benchmark. While the company's 10-year median is 15.70 vs. the industry median of 9.24, PT Bank Negara Indonesia (Persero) Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Negara Indonesia (Persero) Tbk's current OCF Yield % of 105.92 is 1046.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Negara Indonesia (Persero) Tbk's current OCF Yield % is 105.92, which is 575% above median its own 10-year median of 15.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Negara Indonesia (Persero) Tbk stock overvalued right now?
PT Bank Negara Indonesia (Persero) Tbk (PBNNF) has a current OCF Yield % of 105.92. The stock's GF Value™ is $0.31, compared to a current price of $0.20 — trading 34.7% below its estimated fair value. The current OCF Yield % is 105.92, which is 575% above median its 10-year median of 15.70 and 1046.3% above the Banks industry median of 9.24. PT Bank Negara Indonesia (Persero) Tbk's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For PT Bank Negara Indonesia (Persero) Tbk (PBNNF), the current OCF Yield % is 105.92 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Negara Indonesia (Persero) Tbk (PBNNF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Negara Indonesia (Persero) Tbk stock appears to be undervalued. The current stock price of $0.20 is trading 34.7% below its estimated GF Value™ of $0.31.

Key valuation signals for PBNNF:

  • OCF Yield %: 105.92 (575% above median its 10-year median of 15.70)
  • GF Value™: $0.31 vs. price of $0.20 (34.7% below fair value)
  • GF Score™: 80/100 with 3 warning signs
  • Industry Position: 1046.3% above the Banks median (#102 of 1502)

No single metric tells the full story. See the PBNNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Negara Indonesia (Persero) Tbk Business Description

Address Jalan Jenderal Sudirman Kavling 1, Gedung Grha BNI, Jakarta Pusat, Jakarta, IDN, 10220
PT Bank Negara Indonesia (Persero) Tbk is an Indonesian state-owned bank, with the government holding just over half of the bank's outstanding shares. Its main banking activities include deposit-taking, providing credit, issuing debt instruments, money transfer services, secondary market services, wholesale banking, custody banking, capital investment, and other services. Its segments include Wholesale & International Banking, Institutional Banking, Enterprises & Commercial Banking, Retail Banking and Treasury. The company generates the majority of its revenue from the Wholesale & International Banking segment which includes loans, customer deposits, and other transactions belonging to corporate customers, both BUMN and private business entities.
80GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.20
Price
$0.31
GF Value