* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
PBNNF's PEG Ratio is ranked better than 74.65% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs PBNNF: 0.85
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
PT Bank Negara Indonesia (Persero) Tbk (OTCPK:PBNNF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
PT Bank Negara Indonesia (Persero) Tbk PEG Ratio Related Terms
PT Bank Negara Indonesia (Persero) Tbk PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Negara Indonesia (Persero) Tbk PEG Ratio Chart
PT Bank Negara Indonesia (Persero) Tbk Annual Data
PT Bank Negara Indonesia (Persero) Tbk PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, PT Bank Negara Indonesia (Persero) Tbk's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Negara Indonesia (Persero) Tbk PEG Ratio vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
PT Bank Negara Indonesia (Persero) Tbk (PBNNF) has a PEG Ratio of 0.91 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. This is 20% below median its historical median of 1.14. Over the past decade, PT Bank Negara Indonesia (Persero) Tbk's PEG Ratio has ranged from 0.32 to 176.67. According to the industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #312 out of 1231 companies in the Banks industry, placing it in the top 25.3%.
Is PT Bank Negara Indonesia (Persero) Tbk's PEG Ratio too high?
PT Bank Negara Indonesia (Persero) Tbk's current PEG Ratio of 0.91 is 20% below median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 176.67. The Banks industry median PEG Ratio is 1.52. PT Bank Negara Indonesia (Persero) Tbk's value of 0.91 is 40.1% below this industry median. Based on the distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #312 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Negara Indonesia (Persero) Tbk has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Negara Indonesia (Persero) Tbk's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #312 out of 1231 companies for PEG Ratio. This puts PT Bank Negara Indonesia (Persero) Tbk in the upper half of its industry. The industry median PEG Ratio is 1.52. PT Bank Negara Indonesia (Persero) Tbk's value of 0.91 is 40.1% below this benchmark. Historically, PT Bank Negara Indonesia (Persero) Tbk's own PEG Ratio has ranged from 0.32 to 176.67 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 1.52, PT Bank Negara Indonesia (Persero) Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Negara Indonesia (Persero) Tbk's current PEG Ratio of 0.91 is 40.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Negara Indonesia (Persero) Tbk's current PEG Ratio is 0.91, which is 20% below median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Negara Indonesia (Persero) Tbk stock overvalued right now?
PT Bank Negara Indonesia (Persero) Tbk (PBNNF) has a current PEG Ratio of 0.91. The stock's GF Value™ is $0.31, compared to a current price of $0.20 — trading 34.7% below its estimated fair value. The current PEG Ratio is 0.91, which is 20% below median its 10-year median of 1.14 and 40.1% below the Banks industry median of 1.52. PT Bank Negara Indonesia (Persero) Tbk's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PT Bank Negara Indonesia (Persero) Tbk (PBNNF), the current PEG Ratio is 0.91 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Negara Indonesia (Persero) Tbk (PBNNF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Negara Indonesia (Persero) Tbk stock appears to be undervalued.
The current stock price of $0.20 is trading 34.7% below its estimated GF Value™ of $0.31.
Key valuation signals for PBNNF:
PEG Ratio: 0.91 (20% below median its 10-year median of 1.14)
GF Value™: $0.31 vs. price of $0.20 (34.7% below fair value)
Industry Position: 40.1% below the Banks median (#312 of 1231)
No single metric tells the full story. See the PBNNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Negara Indonesia (Persero) Tbk Business Description
PT Bank Negara Indonesia (Persero) Tbk is an Indonesian state-owned bank, with the government holding just over half of the bank's outstanding shares. Its main banking activities include deposit-taking, providing credit, issuing debt instruments, money transfer services, secondary market services, wholesale banking, custody banking, capital investment, and other services. Its segments include Wholesale & International Banking, Institutional Banking, Enterprises & Commercial Banking, Retail Banking and Treasury. The company generates the majority of its revenue from the Wholesale & International Banking segment which includes loans, customer deposits, and other transactions belonging to corporate customers, both BUMN and private business entities.
80GF Score
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