PBNNF (PT Bank Negara Indonesia (Persero) Tbk) Net Debt Paydown Yield % : -2.69% (As of Jul. 09, 2026)


PBNNF PT Bank Negara Indonesia (Persero) Tbk PBNNF
79 GF Score
Price $0.20
GF Value $0.31
! 3 Warning Signs
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What is PT Bank Negara Indonesia (Persero) Tbk Net Debt Paydown Yield %?

PT Bank Negara Indonesia (Persero) Tbk PBNNF 79 Net Debt Paydown Yield % is -2.69% as of Jul. 09, 2026. GuruFocus rates PBNNF with a GF Score™ of 79/100 and a GF Value™ of $0.31. The stock has 3 warning signs investors should review. Among 1,418 Banks companies, PT Bank Negara Indonesia (Persero) Tbk ranks worse than 56.21% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, PT Bank Negara Indonesia (Persero) Tbk's Net Debt Paydown Yield % was -2.69%.


PT Bank Negara Indonesia (Persero) Tbk  (OTCPK:PBNNF) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


PT Bank Negara Indonesia (Persero) Tbk Net Debt Paydown Yield % Related Terms


PT Bank Negara Indonesia (Persero) Tbk Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for PT Bank Negara Indonesia (Persero) Tbk's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Negara Indonesia (Persero) Tbk Net Debt Paydown Yield % Chart

PT Bank Negara Indonesia (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.22 0.03 1.90 -7.19 -6.05

PT Bank Negara Indonesia (Persero) Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.15 -10.31 -9.32 -6.05 -2.33

PT Bank Negara Indonesia (Persero) Tbk Net Debt Paydown Yield % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Negara Indonesia (Persero) Tbk's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Negara Indonesia (Persero) Tbk Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Negara Indonesia (Persero) Tbk's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where PT Bank Negara Indonesia (Persero) Tbk's Net Debt Paydown Yield % falls into.


PBNNF
79GF Score
PT Bank Negara Indonesia (Persero) Tbk PBNNF
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Negara Indonesia (Persero) Tbk Net Debt Paydown Yield % Calculation

PT Bank Negara Indonesia (Persero) Tbk's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 4060.06-4117.47 )/7537.0502354
=-0.76 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -2.69% mean?
PT Bank Negara Indonesia (Persero) Tbk (PBNNF) has a Net Debt Paydown Yield % of -2.69% as of Jul. 09, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. According to the industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #797 out of 1418 companies in the Banks industry, placing it in the top 56.2%.
Is PT Bank Negara Indonesia (Persero) Tbk's Net Debt Paydown Yield % too high?
PT Bank Negara Indonesia (Persero) Tbk's current Net Debt Paydown Yield % is -2.69%. Based on the distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #797 out of 1418 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Negara Indonesia (Persero) Tbk has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Negara Indonesia (Persero) Tbk's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank Negara Indonesia (Persero) Tbk ranks #797 out of 1418 companies for Net Debt Paydown Yield %. This places PT Bank Negara Indonesia (Persero) Tbk in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on PT Bank Negara Indonesia (Persero) Tbk and its competitors. PT Bank Negara Indonesia (Persero) Tbk's current Net Debt Paydown Yield % is -2.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Negara Indonesia (Persero) Tbk stock overvalued right now?
PT Bank Negara Indonesia (Persero) Tbk (PBNNF) has a current Net Debt Paydown Yield % of -2.69%. The stock's GF Value™ is $0.31, compared to a current price of $0.20 — trading 34.7% below its estimated fair value. The current Net Debt Paydown Yield % is -2.69%. PT Bank Negara Indonesia (Persero) Tbk's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For PT Bank Negara Indonesia (Persero) Tbk (PBNNF), the current Net Debt Paydown Yield % is -2.69% as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Negara Indonesia (Persero) Tbk (PBNNF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Negara Indonesia (Persero) Tbk stock appears to be undervalued. The current stock price of $0.20 is trading 34.7% below its estimated GF Value™ of $0.31.

Key valuation signals for PBNNF:

  • Net Debt Paydown Yield %: -2.69%
  • GF Value™: $0.31 vs. price of $0.20 (34.7% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the PBNNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Negara Indonesia (Persero) Tbk Business Description

Address Jalan Jenderal Sudirman Kavling 1, Gedung Grha BNI, Jakarta Pusat, Jakarta, IDN, 10220
PT Bank Negara Indonesia (Persero) Tbk is an Indonesian state-owned bank, with the government holding just over half of the bank's outstanding shares. Its main banking activities include deposit-taking, providing credit, issuing debt instruments, money transfer services, secondary market services, wholesale banking, custody banking, capital investment, and other services. Its segments include Wholesale & International Banking, Institutional Banking, Enterprises & Commercial Banking, Retail Banking and Treasury. The company generates the majority of its revenue from the Wholesale & International Banking segment which includes loans, customer deposits, and other transactions belonging to corporate customers, both BUMN and private business entities.
79GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.20
Price
$0.31
GF Value