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Sterling InvestmentsXJAM:SIL -5.63%67 Equity-to-Asset is 0.85 as of Mar. 2026, which is 15% above its 10-year median of 0.74. GuruFocus rates XJAM:SIL with a GF Score™ of 67/100 and a GF Value™ of JMD2.64 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 809 Capital Markets companies, Sterling Investments ranks better than 77.38% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Sterling Investments's Total Stockholders Equity for the quarter that ended in Mar. 2026 was JMD1,602.2 Mil. Sterling Investments's Total Assets for the quarter that ended in Mar. 2026 was JMD1,887.3 Mil.
Therefore, Sterling Investments's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.85.
The historical rank and industry rank for Sterling Investments's Equity-to-Asset or its related term are showing as below:
XJAM:SIL'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.68 Med: 0.74 Max: 0.9
Current: 0.85
During the past 13 years, the highest Equity to Asset Ratio of Sterling Investments was 0.90. The lowest was 0.68. And the median was 0.74.
XJAM:SIL's Equity-to-Asset is ranked better than 77.38% of 809
companies
in the Capital Markets industry
Industry Median: 0.51
vs XJAM:SIL: 0.85
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Sterling Investments Equity-to-Asset Related Terms
Sterling Investments Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Sterling Investments's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XJAM:SIL vs MS, GS, SCHW: Equity-to-Asset Comparison
For the Capital Markets subindustry, Sterling Investments's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sterling Investments Equity-to-Asset vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Sterling Investments's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Sterling Investments's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Sterling Investments's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sterling Investments (XJAM:SIL) has a Equity-to-Asset of 0.85 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sterling Investments and its competitors. This is 15% above median its historical median of 0.74. Over the past decade, Sterling Investments' Equity-to-Asset has ranged from 0.68 to 0.90. According to the industry distribution chart, Sterling Investments ranks #183 out of 809 companies in the Capital Markets industry, placing it in the top 22.6%.
Is Sterling Investments' Equity-to-Asset too high?
Sterling Investments' current Equity-to-Asset of 0.85 is 15% above median its 10-year median of 0.74. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 0.90. The Capital Markets industry median Equity-to-Asset is 0.51. Sterling Investments' value of 0.85 is 66.7% above this industry median. Based on the distribution chart, Sterling Investments ranks #183 out of 809 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Sterling Investments has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Investments' Equity-to-Asset compare to MS and GS?
According to the Capital Markets industry distribution chart, Sterling Investments ranks #183 out of 809 companies for Equity-to-Asset. This places Sterling Investments in the top 23% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.51. Sterling Investments' value of 0.85 is 66.7% above this benchmark. Historically, Sterling Investments' own Equity-to-Asset has ranged from 0.68 to 0.90 over the past decade. While the company's 10-year median is 0.74 vs. the industry median of 0.51, Sterling Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Capital Markets company?
The median Equity-to-Asset among Capital Markets companies is 0.51, based on 809 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sterling Investments's current Equity-to-Asset of 0.85 is 66.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sterling Investments and its competitors. For the Capital Markets industry, the median Equity-to-Asset is 0.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sterling Investments's current Equity-to-Asset is 0.85, which is 15% above median its own 10-year median of 0.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Investments stock overvalued right now?
Based on GuruFocus' analysis, Sterling Investments (XJAM:SIL) is currently considered Modestly Overvalued. The stock's GF Value™ is JMD2.64, compared to a current price of JMD3.02 — trading 14.4% above its estimated fair value. The current Equity-to-Asset is 0.85, which is 15% above median its 10-year median of 0.74 and 66.7% above the Capital Markets industry median of 0.51. Sterling Investments' overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Sterling Investments (XJAM:SIL), the current Equity-to-Asset is 0.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sterling Investments (XJAM:SIL) Overvalued in 2026?
Based on GuruFocus' analysis, Sterling Investments stock appears to be overvalued.
The current stock price of JMD3.02 is trading 14.4% above its estimated GF Value™ of JMD2.64.
GuruFocus considers Sterling Investments to be Modestly Overvalued.
Key valuation signals for XJAM:SIL:
Equity-to-Asset: 0.85 (15% above median its 10-year median of 0.74)
GF Value™: JMD2.64 vs. price of JMD3.02 (14.4% above fair value)
Industry Position: 66.7% above the Capital Markets median (#183 of 809)
No single metric tells the full story. See the XJAM:SIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sterling Investments Ltd is an investment holding company. It invests in an array of high-quality fixed-income securities denominated in United States dollars. It generates income through interest income earned on the securities in the portfolio and through capital gains as a result of an increase in the price of the securities. The company focused on generating higher risk-adjusted returns through the active purchase and sale of financial instruments in the international capital markets. The company invests mainly in hard currencies and in developed markets to provide local and regional institutional and retail investors with sustainable growth and diversification.
67GF Score
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