Sterling Investments (XJAM:SIL) FCF Margin %: 71.12% (As of Mar. 2026) — 11% Below Median

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XJAM:SIL Sterling Investments Ltd XJAM:SIL
67 GF Score
Price JMD3.11
GF Value JMD2.59
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Sterling Investments FCF Margin %?

Sterling Investments XJAM:SIL -5.76% 67 FCF Margin % is 71.12% as of Mar. 2026, which is 11% below its 10-year median of 80.22. GuruFocus rates XJAM:SIL with a GF Score™ of 67/100 and a GF Value™ of JMD2.59 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 772 Capital Markets companies, Sterling Investments ranks better than 85.62% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Sterling Investments's Free Cash Flow for the three months ended in Mar. 2026 was JMD21.3 Mil. Sterling Investments's Revenue for the three months ended in Mar. 2026 was JMD29.9 Mil. Therefore, Sterling Investments's FCF Margin % for the quarter that ended in Mar. 2026 was 71.12%.

As of today, Sterling Investments's current FCF Yield % is 5.84%.

The historical rank and industry rank for Sterling Investments's FCF Margin % or its related term are showing as below:

XJAM:SIL' s FCF Margin % Range Over the Past 10 Years
Min: -17.07   Med: 80.22   Max: 306.8
Current: 69.87


During the past 13 years, the highest FCF Margin % of Sterling Investments was 306.80%. The lowest was -17.07%. And the median was 80.22%.

XJAM:SIL's FCF Margin % is ranked better than
85.62% of 772 companies
in the Capital Markets industry
Industry Median: 1.155 vs XJAM:SIL: 69.87


Sterling Investments FCF Margin % Related Terms


Sterling Investments FCF Margin % Historical Data

* Premium members only.

The historical data trend for Sterling Investments's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sterling Investments FCF Margin % Chart

Sterling Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.07 116.77 44.35 33.31 39.25

Sterling Investments Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.65 59.37 98.21 -38.53 71.12

XJAM:SIL vs MS, GS, SCHW: FCF Margin % Comparison

For the Capital Markets subindustry, Sterling Investments's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sterling Investments FCF Margin % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Sterling Investments's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Sterling Investments's FCF Margin % falls into.


XJAM:SIL
67GF Score
Sterling Investments Ltd XJAM:SIL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sterling Investments FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Sterling Investments's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=56.379/143.647
=39.25 %

Sterling Investments's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=21.278/29.917
=71.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 71.12% mean?
Sterling Investments (XJAM:SIL) has a FCF Margin % of 71.12% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sterling Investments and its competitors. This is 11% below median its historical median of 80.22. According to the industry distribution chart, Sterling Investments ranks #111 out of 772 companies in the Capital Markets industry, placing it in the top 14.4%.
Is Sterling Investments' FCF Margin % too high?
Sterling Investments' current FCF Margin % of 71.12% is 11% below median its 10-year median of 80.22. The Capital Markets industry median FCF Margin % is 1.16. Sterling Investments' value of 71.12% is 6057.6% above this industry median. Based on the distribution chart, Sterling Investments ranks #111 out of 772 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Sterling Investments has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Investments' FCF Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, Sterling Investments ranks #111 out of 772 companies for FCF Margin %. This places Sterling Investments in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 1.16. Sterling Investments' value of 71.12% is 6057.6% above this benchmark. While the company's 10-year median is 80.22 vs. the industry median of 1.16, Sterling Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Capital Markets company?
The median FCF Margin % among Capital Markets companies is 1.16, based on 772 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sterling Investments's current FCF Margin % of 71.12% is 6057.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Sterling Investments and its competitors. For the Capital Markets industry, the median FCF Margin % is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sterling Investments's current FCF Margin % is 71.12%, which is 11% below median its own 10-year median of 80.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Investments stock overvalued right now?
Based on GuruFocus' analysis, Sterling Investments (XJAM:SIL) is currently considered Modestly Overvalued. The stock's GF Value™ is JMD2.59, compared to a current price of JMD3.11 — trading 20.1% above its estimated fair value. The current FCF Margin % is 71.12%, which is 11% below median its 10-year median of 80.22 and 6057.6% above the Capital Markets industry median of 1.16. Sterling Investments' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Sterling Investments (XJAM:SIL), the current FCF Margin % is 71.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sterling Investments (XJAM:SIL) Overvalued in 2026?

Based on GuruFocus' analysis, Sterling Investments stock appears to be overvalued. The current stock price of JMD3.11 is trading 20.1% above its estimated GF Value™ of JMD2.59. GuruFocus considers Sterling Investments to be Modestly Overvalued.

Key valuation signals for XJAM:SIL:

  • FCF Margin %: 71.12% (11% below median its 10-year median of 80.22)
  • GF Value™: JMD2.59 vs. price of JMD3.11 (20.1% above fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 6057.6% above the Capital Markets median (#111 of 772)

No single metric tells the full story. See the XJAM:SIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sterling Investments Business Description

Address 40 Knutsford Boulevard, 3rd Floor, Kingston 5, Kingston, JAM
Sterling Investments Ltd is an investment holding company. It invests in an array of high-quality fixed-income securities denominated in United States dollars. It generates income through interest income earned on the securities in the portfolio and through capital gains as a result of an increase in the price of the securities. The company focused on generating higher risk-adjusted returns through the active purchase and sale of financial instruments in the international capital markets. The company invests mainly in hard currencies and in developed markets to provide local and regional institutional and retail investors with sustainable growth and diversification.
67GF Score

Get the complete analysis for XJAM:SIL

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD3.11
Price
JMD2.59
GF Value