Sterling Investments (XJAM:SIL) E10: JMD0.47 (As of Mar. 2026)

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XJAM:SIL Sterling Investments Ltd XJAM:SIL
67 GF Score
Price JMD3.11
GF Value JMD2.59
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Sterling Investments E10?

Sterling Investments XJAM:SIL -5.76% 67 E10 is JMD0.47 as of Mar. 2026. GuruFocus rates XJAM:SIL with a GF Score™ of 67/100 and a GF Value™ of JMD2.59 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Sterling Investments's adjusted earnings per share data for the three months ended in Mar. 2026 was JMD0.040. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is JMD0.47 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Sterling Investments's average E10 Growth Rate was -100.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-17), Sterling Investments's current stock price is JMD3.11. Sterling Investments's E10 for the quarter that ended in Mar. 2026 was JMD0.47. Sterling Investments's Shiller PE Ratio of today is 6.62.

During the past 13 years, the highest Shiller PE Ratio of Sterling Investments was 8.02. The lowest was 4.22. And the median was 6.44.


Sterling Investments  (XJAM:SIL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Sterling Investments's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=3.11/0.47
=6.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Sterling Investments was 8.02. The lowest was 4.22. And the median was 6.44.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Sterling Investments E10 Related Terms


Sterling Investments E10 Historical Data

* Premium members only.

The historical data trend for Sterling Investments's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sterling Investments E10 Chart

Sterling Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.47 0.47

Sterling Investments Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.48 0.48 0.48 0.47 0.47

XJAM:SIL vs MS, GS, SCHW: E10 Comparison

For the Capital Markets subindustry, Sterling Investments's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sterling Investments Shiller PE Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Sterling Investments's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Sterling Investments's Shiller PE Ratio falls into.


XJAM:SIL
67GF Score
Sterling Investments Ltd XJAM:SIL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sterling Investments E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sterling Investments's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.04/330.2130*330.2130
=0.040

Current CPI (Mar. 2026) = 330.2130.

Sterling Investments Quarterly Data

per share eps CPI Adj_EPS
201603 0.068 238.132 0.094
201606 0.158 241.018 0.216
201609 0.070 241.428 0.096
201612 -0.014 241.432 -0.019
201703 0.064 243.801 0.087
201706 0.086 244.955 0.116
201709 0.056 246.819 0.075
201712 -0.025 246.524 -0.033
201803 0.420 249.554 0.556
201806 0.450 251.989 0.590
201809 0.650 252.439 0.850
201812 -0.119 251.233 -0.156
201903 -0.020 254.202 -0.026
201906 0.180 256.143 0.232
201909 0.120 256.759 0.154
201912 0.010 256.974 0.013
202003 0.010 258.115 0.013
202006 0.190 257.797 0.243
202009 0.053 260.280 0.067
202012 0.106 260.474 0.134
202103 0.140 264.877 0.175
202106 0.120 271.696 0.146
202109 0.001 274.310 0.001
202112 0.132 278.802 0.156
202203 0.090 287.504 0.103
202206 -0.070 296.311 -0.078
202209 0.050 296.808 0.056
202212 0.030 296.797 0.033
202303 0.040 301.836 0.044
202306 0.160 305.109 0.173
202312 0.000 306.746 0.000
202403 0.020 312.332 0.021
202406 0.038 314.175 0.040
202409 0.110 315.301 0.115
202412 -0.030 315.605 -0.031
202503 0.110 319.799 0.114
202506 0.082 322.561 0.084
202509 0.040 324.800 0.041
202512 0.040 324.054 0.041
202603 0.040 330.213 0.040

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of JMD0.47 mean?
Sterling Investments (XJAM:SIL) has a E10 of JMD0.47 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sterling Investments and its competitors.
Is Sterling Investments' E10 too high?
Sterling Investments' current E10 is JMD0.47. Overall, Sterling Investments has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Investments' E10 compare to MS and GS?
Sterling Investments' E10 of JMD0.47 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Capital Markets company?
A good E10 depends on the Capital Markets industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sterling Investments and its competitors. Sterling Investments's current E10 is JMD0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Investments stock overvalued right now?
Based on GuruFocus' analysis, Sterling Investments (XJAM:SIL) is currently considered Modestly Overvalued. The stock's GF Value™ is JMD2.59, compared to a current price of JMD3.11 — trading 20.1% above its estimated fair value. The current E10 is JMD0.47. Sterling Investments' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Sterling Investments (XJAM:SIL), the current E10 is JMD0.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sterling Investments (XJAM:SIL) Overvalued in 2026?

Based on GuruFocus' analysis, Sterling Investments stock appears to be overvalued. The current stock price of JMD3.11 is trading 20.1% above its estimated GF Value™ of JMD2.59. GuruFocus considers Sterling Investments to be Modestly Overvalued.

Key valuation signals for XJAM:SIL:

  • E10: JMD0.47
  • GF Value™: JMD2.59 vs. price of JMD3.11 (20.1% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the XJAM:SIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sterling Investments Business Description

Address 40 Knutsford Boulevard, 3rd Floor, Kingston 5, Kingston, JAM
Sterling Investments Ltd is an investment holding company. It invests in an array of high-quality fixed-income securities denominated in United States dollars. It generates income through interest income earned on the securities in the portfolio and through capital gains as a result of an increase in the price of the securities. The company focused on generating higher risk-adjusted returns through the active purchase and sale of financial instruments in the international capital markets. The company invests mainly in hard currencies and in developed markets to provide local and regional institutional and retail investors with sustainable growth and diversification.
67GF Score

Get the complete analysis for XJAM:SIL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD3.11
Price
JMD2.59
GF Value