Sterling Investments (XJAM:SIL) Pretax Margin %: 53.74% (As of Mar. 2026) — 34% Below Median

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XJAM:SIL Sterling Investments Ltd XJAM:SIL
67 GF Score
Price JMD3.11
GF Value JMD2.59
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Sterling Investments Pretax Margin %?

Sterling Investments XJAM:SIL -5.76% 67 Pretax Margin % is 53.74% as of Mar. 2026, which is 34% below its 10-year median of 81.93. GuruFocus rates XJAM:SIL with a GF Score™ of 67/100 and a GF Value™ of JMD2.59 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 775 Capital Markets companies, Sterling Investments ranks better than 88.9% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Sterling Investments's Pre-Tax Income for the three months ended in Mar. 2026 was JMD16.1 Mil. Sterling Investments's Revenue for the three months ended in Mar. 2026 was JMD29.9 Mil. Therefore, Sterling Investments's pretax margin for the quarter that ended in Mar. 2026 was 53.74%.

The historical rank and industry rank for Sterling Investments's Pretax Margin % or its related term are showing as below:

XJAM:SIL' s Pretax Margin % Range Over the Past 10 Years
Min: 67.5   Med: 81.93   Max: 90.64
Current: 75.13


XJAM:SIL's Pretax Margin % is ranked better than
88.9% of 775 companies
in the Capital Markets industry
Industry Median: 20.78 vs XJAM:SIL: 75.13

Sterling Investments  (XJAM:SIL) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Sterling Investments Pretax Margin % Related Terms


Sterling Investments Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Sterling Investments's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sterling Investments Pretax Margin % Chart

Sterling Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 90.27 67.50 81.27 69.01 80.80

Sterling Investments Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 78.10 75.79 53.76 385.84 53.74

XJAM:SIL vs MS, GS, SCHW: Pretax Margin % Comparison

For the Capital Markets subindustry, Sterling Investments's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sterling Investments Pretax Margin % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Sterling Investments's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Sterling Investments's Pretax Margin % falls into.


XJAM:SIL
67GF Score
Sterling Investments Ltd XJAM:SIL
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sterling Investments Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Sterling Investments's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=116.063/143.647
=80.80 %

Sterling Investments's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=16.078/29.917
=53.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 53.74% mean?
Sterling Investments (XJAM:SIL) has a Pretax Margin % of 53.74% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Sterling Investments and its competitors. This is 34% below median its historical median of 81.93. Over the past decade, Sterling Investments' Pretax Margin % has ranged from 67.50 to 90.64. According to the industry distribution chart, Sterling Investments ranks #86 out of 775 companies in the Capital Markets industry, placing it in the top 11.1%.
Is Sterling Investments' Pretax Margin % too high?
Sterling Investments' current Pretax Margin % of 53.74% is 34% below median its 10-year median of 81.93. Over the past 10 years, this metric has ranged from a low of 67.50 to a high of 90.64. The Capital Markets industry median Pretax Margin % is 20.78. Sterling Investments' value of 53.74% is 158.6% above this industry median. Based on the distribution chart, Sterling Investments ranks #86 out of 775 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Sterling Investments has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Investments' Pretax Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, Sterling Investments ranks #86 out of 775 companies for Pretax Margin %. This places Sterling Investments in the top 11% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 20.78. Sterling Investments' value of 53.74% is 158.6% above this benchmark. Historically, Sterling Investments' own Pretax Margin % has ranged from 67.50 to 90.64 over the past decade. While the company's 10-year median is 81.93 vs. the industry median of 20.78, Sterling Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Capital Markets company?
The median Pretax Margin % among Capital Markets companies is 20.78, based on 775 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sterling Investments's current Pretax Margin % of 53.74% is 158.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Sterling Investments and its competitors. For the Capital Markets industry, the median Pretax Margin % is 20.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sterling Investments's current Pretax Margin % is 53.74%, which is 34% below median its own 10-year median of 81.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Investments stock overvalued right now?
Based on GuruFocus' analysis, Sterling Investments (XJAM:SIL) is currently considered Modestly Overvalued. The stock's GF Value™ is JMD2.59, compared to a current price of JMD3.11 — trading 20.1% above its estimated fair value. The current Pretax Margin % is 53.74%, which is 34% below median its 10-year median of 81.93 and 158.6% above the Capital Markets industry median of 20.78. Sterling Investments' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Sterling Investments (XJAM:SIL), the current Pretax Margin % is 53.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sterling Investments (XJAM:SIL) Overvalued in 2026?

Based on GuruFocus' analysis, Sterling Investments stock appears to be overvalued. The current stock price of JMD3.11 is trading 20.1% above its estimated GF Value™ of JMD2.59. GuruFocus considers Sterling Investments to be Modestly Overvalued.

Key valuation signals for XJAM:SIL:

  • Pretax Margin %: 53.74% (34% below median its 10-year median of 81.93)
  • GF Value™: JMD2.59 vs. price of JMD3.11 (20.1% above fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 158.6% above the Capital Markets median (#86 of 775)

No single metric tells the full story. See the XJAM:SIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sterling Investments Business Description

Address 40 Knutsford Boulevard, 3rd Floor, Kingston 5, Kingston, JAM
Sterling Investments Ltd is an investment holding company. It invests in an array of high-quality fixed-income securities denominated in United States dollars. It generates income through interest income earned on the securities in the portfolio and through capital gains as a result of an increase in the price of the securities. The company focused on generating higher risk-adjusted returns through the active purchase and sale of financial instruments in the international capital markets. The company invests mainly in hard currencies and in developed markets to provide local and regional institutional and retail investors with sustainable growth and diversification.
67GF Score

Get the complete analysis for XJAM:SIL

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD3.11
Price
JMD2.59
GF Value