Sterling Investments (XJAM:SIL) Dividend Payout Ratio: 1.30 (As of Mar. 2026) — 225% Above Median

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Sterling Investments Ltd XJAM:SIL

67 GF Score

Price JMD3.11

GF Value JMD2.59

Valuation Modestly Overvalued

6 Warning Signs

View Full Analysis

What is Sterling Investments Dividend Payout Ratio?

Sterling Investments XJAM:SIL -5.76% 67 Dividend Payout Ratio is 1.30 as of Mar. 2026, which is 225% above its 10-year median of 0.40. GuruFocus rates XJAM:SIL with a GF Score™ of 67/100 and a GF Value™ of JMD2.59 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 328 Capital Markets companies, Sterling Investments ranks worse than 93.29% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Sterling Investments's Dividend Payout Ratio for the months ended in Mar. 2026 was 1.30.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Sterling Investments Ltd is 1.01, which seems too high.

The historical rank and industry rank for Sterling Investments's Dividend Payout Ratio or its related term are showing as below:

XJAM:SIL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.4 Max: 1.77
Current: 1.01

During the past 13 years, the highest Dividend Payout Ratio of Sterling Investments was 1.77. The lowest was 0.14. And the median was 0.40.

XJAM:SIL's Dividend Payout Ratio is ranked worse than
93.29% of 328 companies
in the Capital Markets industry
Industry Median: 0.34 vs XJAM:SIL: 1.01

As of today (2026-07-17), the Dividend Yield % of Sterling Investments is 4.20%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Sterling Investments was 7.33%. The lowest was 0.74%. And the median was 2.94%.

Sterling Investments's Dividends per Share for the months ended in Mar. 2026 was JMD0.05.

During the past 12 months, Sterling Investments's average Dividends Per Share Growth Rate was 716.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -4.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 1.50% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 13.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Sterling Investments was 36.20% per year. The lowest was -23.00% per year. And the median was 22.85% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Sterling Investments (XJAM:SIL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Sterling Investments Dividend Payout Ratio Related Terms

Sterling Investments Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Sterling Investments's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sterling Investments Dividend Payout Ratio Chart

Sterling Investments Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.47

1.77

0.60

0.56

Sterling Investments Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.00	0.90	1.95	0.00	1.30

XJAM:SIL vs MS, GS, SCHW: Dividend Payout Ratio Comparison

For the Capital Markets subindustry, Sterling Investments's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sterling Investments Dividend Payout Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Sterling Investments's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Sterling Investments's Dividend Payout Ratio falls into.

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67GF Score

Sterling Investments Ltd XJAM:SIL

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Sterling Investments Dividend Payout Ratio Calculation

Sterling Investments's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	0.152	/	0.27
	=	0.56

Sterling Investments's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.052	/	0.04
	=	1.30

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 1.30 mean?

Sterling Investments (XJAM:SIL) has a Dividend Payout Ratio of 1.30 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Sterling Investments and its competitors. This is 225% above median its historical median of 0.40. Over the past decade, Sterling Investments' Dividend Payout Ratio has ranged from 0.14 to 1.77. According to the industry distribution chart, Sterling Investments ranks #306 out of 328 companies in the Capital Markets industry, placing it in the top 93.3%.

Is Sterling Investments' Dividend Payout Ratio too high?

Sterling Investments' current Dividend Payout Ratio of 1.30 is 225% above median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 1.77. The Capital Markets industry median Dividend Payout Ratio is 0.34. Sterling Investments' value of 1.30 is 282.4% above this industry median. Based on the distribution chart, Sterling Investments ranks #306 out of 328 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Sterling Investments has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Sterling Investments' Dividend Payout Ratio compare to MS and GS?

According to the Capital Markets industry distribution chart, Sterling Investments ranks #306 out of 328 companies for Dividend Payout Ratio. This places Sterling Investments in the lower half of its industry. The industry median Dividend Payout Ratio is 0.34. Sterling Investments' value of 1.30 is 282.4% above this benchmark. Historically, Sterling Investments' own Dividend Payout Ratio has ranged from 0.14 to 1.77 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 0.34, Sterling Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Capital Markets company?

The median Dividend Payout Ratio among Capital Markets companies is 0.34, based on 328 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sterling Investments's current Dividend Payout Ratio of 1.30 is 282.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Sterling Investments and its competitors. For the Capital Markets industry, the median Dividend Payout Ratio is 0.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sterling Investments's current Dividend Payout Ratio is 1.30, which is 225% above median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Sterling Investments stock overvalued right now?

Based on GuruFocus' analysis, Sterling Investments (XJAM:SIL) is currently considered Modestly Overvalued. The stock's GF Value™ is JMD2.59, compared to a current price of JMD3.11 — trading 20.1% above its estimated fair value. The current Dividend Payout Ratio is 1.30, which is 225% above median its 10-year median of 0.40 and 282.4% above the Capital Markets industry median of 0.34. Sterling Investments' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Sterling Investments (XJAM:SIL), the current Dividend Payout Ratio is 1.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sterling Investments (XJAM:SIL) Overvalued in 2026?

Based on GuruFocus' analysis, Sterling Investments stock appears to be overvalued. The current stock price of JMD3.11 is trading 20.1% above its estimated GF Value™ of JMD2.59. GuruFocus considers Sterling Investments to be Modestly Overvalued.

Key valuation signals for XJAM:SIL:

Dividend Payout Ratio: 1.30 (225% above median its 10-year median of 0.40)
GF Value™: JMD2.59 vs. price of JMD3.11 (20.1% above fair value)
GF Score™: 67/100 with 6 warning signs
Industry Position: 282.4% above the Capital Markets median (#306 of 328)

No single metric tells the full story. See the XJAM:SIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sterling Investments Business Description

Industry Financial Services Capital Markets

Comparable Companies XJAM:SELECTMD XJAM:SCIJMD MS GS SCHW HOOD ASX:MQG SHSE:600030 BSP:BPAC3 SZSE:300059 SHSE:601211 IBKR SHSE:601066 TSE:8604 SHSE:601688 SHSE:600999 IST:DSTKF SZSE:000776 LPLA HKSE:03908

Address 40 Knutsford Boulevard, 3rd Floor, Kingston 5, Kingston, JAM

Website https://www.sterlinginvestmentsltd.com

Sterling Investments Ltd is an investment holding company. It invests in an array of high-quality fixed-income securities denominated in United States dollars. It generates income through interest income earned on the securities in the portfolio and through capital gains as a result of an increase in the price of the securities. The company focused on generating higher risk-adjusted returns through the active purchase and sale of financial instruments in the international capital markets. The company invests mainly in hard currencies and in developed markets to provide local and regional institutional and retail investors with sustainable growth and diversification.

67GF Score

Get the complete analysis for XJAM:SIL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD3.11

Price

JMD2.59

GF Value

View XJAM:SIL Analysis

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