Sterling Investments (XJAM:SIL) Net Margin %: 53.74% (As of Mar. 2026) — 34% Below Median

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XJAM:SIL Sterling Investments Ltd XJAM:SIL
67 GF Score
Price JMD3.11
GF Value JMD2.59
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Sterling Investments Net Margin %?

Sterling Investments XJAM:SIL -5.76% 67 Net Margin % is 53.74% as of Mar. 2026, which is 34% below its 10-year median of 81.30. GuruFocus rates XJAM:SIL with a GF Score™ of 67/100 and a GF Value™ of JMD2.59 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 775 Capital Markets companies, Sterling Investments ranks better than 92% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Sterling Investments's Net Income for the three months ended in Mar. 2026 was JMD16.1 Mil. Sterling Investments's Revenue for the three months ended in Mar. 2026 was JMD29.9 Mil. Therefore, Sterling Investments's net margin for the quarter that ended in Mar. 2026 was 53.74%.

The historical rank and industry rank for Sterling Investments's Net Margin % or its related term are showing as below:

XJAM:SIL' s Net Margin % Range Over the Past 10 Years
Min: 67.5   Med: 81.3   Max: 90.03
Current: 75.13


XJAM:SIL's Net Margin % is ranked better than
92% of 775 companies
in the Capital Markets industry
Industry Median: 14.82 vs XJAM:SIL: 75.13

Sterling Investments  (XJAM:SIL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Sterling Investments Net Margin % Related Terms


Sterling Investments Net Margin % Historical Data

* Premium members only.

The historical data trend for Sterling Investments's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sterling Investments Net Margin % Chart

Sterling Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 89.59 67.50 81.27 69.01 80.80

Sterling Investments Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 78.10 75.79 53.76 385.84 53.74

XJAM:SIL vs MS, GS, SCHW: Net Margin % Comparison

For the Capital Markets subindustry, Sterling Investments's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sterling Investments Net Margin % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Sterling Investments's Net Margin % distribution charts can be found below:

* The bar in red indicates where Sterling Investments's Net Margin % falls into.


XJAM:SIL
67GF Score
Sterling Investments Ltd XJAM:SIL
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sterling Investments Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Sterling Investments's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=116.063/143.647
=80.80 %

Sterling Investments's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=16.078/29.917
=53.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 53.74% mean?
Sterling Investments (XJAM:SIL) has a Net Margin % of 53.74% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Sterling Investments and its competitors. This is 34% below median its historical median of 81.30. Over the past decade, Sterling Investments' Net Margin % has ranged from 67.50 to 90.03. According to the industry distribution chart, Sterling Investments ranks #62 out of 775 companies in the Capital Markets industry, placing it in the top 8%.
Is Sterling Investments' Net Margin % too high?
Sterling Investments' current Net Margin % of 53.74% is 34% below median its 10-year median of 81.30. Over the past 10 years, this metric has ranged from a low of 67.50 to a high of 90.03. The Capital Markets industry median Net Margin % is 14.82. Sterling Investments' value of 53.74% is 262.6% above this industry median. Based on the distribution chart, Sterling Investments ranks #62 out of 775 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Sterling Investments has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Investments' Net Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, Sterling Investments ranks #62 out of 775 companies for Net Margin %. This places Sterling Investments in the top 8% of its industry — outperforming the majority of peers. The industry median Net Margin % is 14.82. Sterling Investments' value of 53.74% is 262.6% above this benchmark. Historically, Sterling Investments' own Net Margin % has ranged from 67.50 to 90.03 over the past decade. While the company's 10-year median is 81.30 vs. the industry median of 14.82, Sterling Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Capital Markets company?
The median Net Margin % among Capital Markets companies is 14.82, based on 775 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sterling Investments's current Net Margin % of 53.74% is 262.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Sterling Investments and its competitors. For the Capital Markets industry, the median Net Margin % is 14.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sterling Investments's current Net Margin % is 53.74%, which is 34% below median its own 10-year median of 81.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Investments stock overvalued right now?
Based on GuruFocus' analysis, Sterling Investments (XJAM:SIL) is currently considered Modestly Overvalued. The stock's GF Value™ is JMD2.59, compared to a current price of JMD3.11 — trading 20.1% above its estimated fair value. The current Net Margin % is 53.74%, which is 34% below median its 10-year median of 81.30 and 262.6% above the Capital Markets industry median of 14.82. Sterling Investments' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Sterling Investments (XJAM:SIL), the current Net Margin % is 53.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sterling Investments (XJAM:SIL) Overvalued in 2026?

Based on GuruFocus' analysis, Sterling Investments stock appears to be overvalued. The current stock price of JMD3.11 is trading 20.1% above its estimated GF Value™ of JMD2.59. GuruFocus considers Sterling Investments to be Modestly Overvalued.

Key valuation signals for XJAM:SIL:

  • Net Margin %: 53.74% (34% below median its 10-year median of 81.30)
  • GF Value™: JMD2.59 vs. price of JMD3.11 (20.1% above fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 262.6% above the Capital Markets median (#62 of 775)

No single metric tells the full story. See the XJAM:SIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sterling Investments Business Description

Address 40 Knutsford Boulevard, 3rd Floor, Kingston 5, Kingston, JAM
Sterling Investments Ltd is an investment holding company. It invests in an array of high-quality fixed-income securities denominated in United States dollars. It generates income through interest income earned on the securities in the portfolio and through capital gains as a result of an increase in the price of the securities. The company focused on generating higher risk-adjusted returns through the active purchase and sale of financial instruments in the international capital markets. The company invests mainly in hard currencies and in developed markets to provide local and regional institutional and retail investors with sustainable growth and diversification.
67GF Score

Get the complete analysis for XJAM:SIL

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD3.11
Price
JMD2.59
GF Value