Sterling Investments (XJAM:SIL) ROE % Adjusted to Book Value: 4.56% (As of Mar. 2026)

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XJAM:SIL Sterling Investments Ltd XJAM:SIL
67 GF Score
Price JMD3.11
GF Value JMD2.59
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Sterling Investments ROE % Adjusted to Book Value?

Sterling Investments XJAM:SIL -5.76% 67 ROE % Adjusted to Book Value is 4.56% as of Mar. 2026. GuruFocus rates XJAM:SIL with a GF Score™ of 67/100 and a GF Value™ of JMD2.59 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Sterling Investments's ROE % for the quarter that ended in Mar. 2026 was 3.97%. Sterling Investments's PB Ratio for the quarter that ended in Mar. 2026 was 0.87. Sterling Investments's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 4.56%.


Sterling Investments ROE % Adjusted to Book Value Related Terms


Sterling Investments ROE % Adjusted to Book Value Historical Data

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The historical data trend for Sterling Investments's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sterling Investments ROE % Adjusted to Book Value Chart

Sterling Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.29 3.27 9.74 5.36 8.94

Sterling Investments Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.63 9.42 5.24 4.75 4.56

XJAM:SIL vs MS, GS, SCHW: ROE % Adjusted to Book Value Comparison

For the Capital Markets subindustry, Sterling Investments's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sterling Investments ROE % Adjusted to Book Value vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Sterling Investments's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Sterling Investments's ROE % Adjusted to Book Value falls into.


XJAM:SIL
67GF Score
Sterling Investments Ltd XJAM:SIL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sterling Investments ROE % Adjusted to Book Value Calculation

Sterling Investments's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.42% / 0.83
=8.94%

Sterling Investments's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=3.97% / 0.87
=4.56%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 4.56% mean?
Sterling Investments (XJAM:SIL) has a ROE % Adjusted to Book Value of 4.56% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Sterling Investments and its competitors.
Is Sterling Investments' ROE % Adjusted to Book Value too high?
Sterling Investments' current ROE % Adjusted to Book Value is 4.56%. Overall, Sterling Investments has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Investments' ROE % Adjusted to Book Value compare to MS and GS?
Sterling Investments' ROE % Adjusted to Book Value of 4.56% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Capital Markets company?
A good ROE % Adjusted to Book Value depends on the Capital Markets industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Sterling Investments and its competitors. Sterling Investments's current ROE % Adjusted to Book Value is 4.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Investments stock overvalued right now?
Based on GuruFocus' analysis, Sterling Investments (XJAM:SIL) is currently considered Modestly Overvalued. The stock's GF Value™ is JMD2.59, compared to a current price of JMD3.11 — trading 20.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 4.56%. Sterling Investments' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Sterling Investments (XJAM:SIL), the current ROE % Adjusted to Book Value is 4.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sterling Investments (XJAM:SIL) Overvalued in 2026?

Based on GuruFocus' analysis, Sterling Investments stock appears to be overvalued. The current stock price of JMD3.11 is trading 20.1% above its estimated GF Value™ of JMD2.59. GuruFocus considers Sterling Investments to be Modestly Overvalued.

Key valuation signals for XJAM:SIL:

  • ROE % Adjusted to Book Value: 4.56%
  • GF Value™: JMD2.59 vs. price of JMD3.11 (20.1% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the XJAM:SIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sterling Investments Business Description

Address 40 Knutsford Boulevard, 3rd Floor, Kingston 5, Kingston, JAM
Sterling Investments Ltd is an investment holding company. It invests in an array of high-quality fixed-income securities denominated in United States dollars. It generates income through interest income earned on the securities in the portfolio and through capital gains as a result of an increase in the price of the securities. The company focused on generating higher risk-adjusted returns through the active purchase and sale of financial instruments in the international capital markets. The company invests mainly in hard currencies and in developed markets to provide local and regional institutional and retail investors with sustainable growth and diversification.
67GF Score

Get the complete analysis for XJAM:SIL

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD3.11
Price
JMD2.59
GF Value