Sterling Investments (XJAM:SIL) PE Ratio: 15.40 (As of Jul. 17, 2026) — 38% Above Median

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XJAM:SIL Sterling Investments Ltd XJAM:SIL
67 GF Score
Price JMD3.11
GF Value JMD2.59
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Sterling Investments PE Ratio?

Sterling Investments XJAM:SIL -5.76% 67 PE Ratio is 15.40 as of Jul. 17, 2026, which is 38% above its 10-year median of 11.15. GuruFocus rates XJAM:SIL with a GF Score™ of 67/100 and a GF Value™ of JMD2.59 (Modestly Overvalued). The stock has 6 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-17), Sterling Investments's share price is JMD3.11. Sterling Investments's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was JMD0.20. Therefore, Sterling Investments's PE Ratio for today is 15.40.

Warning Sign:

Sterling Investments Ltd stock PE Ratio (=16.98) is close to 1-year high of 17.28.

During the past 13 years, Sterling Investments's highest PE Ratio was 59.20. The lowest was 2.27. And the median was 11.15.

Sterling Investments's EPS (Diluted) for the three months ended in Mar. 2026 was JMD0.04. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was JMD0.20.

As of today (2026-07-17), Sterling Investments's share price is JMD3.11. Sterling Investments's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was JMD0.20. Therefore, Sterling Investments's PE Ratio without NRI ratio for today is 15.40.

During the past 13 years, Sterling Investments's highest PE Ratio without NRI was 59.20. The lowest was 2.27. And the median was 11.15.

Sterling Investments's EPS without NRI for the three months ended in Mar. 2026 was JMD0.04. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was JMD0.20.

During the past 12 months, Sterling Investments's average EPS without NRI Growth Rate was -11.40% per year. During the past 3 years, the average EPS without NRI Growth Rate was 39.20% per year. During the past 5 years, the average EPS without NRI Growth Rate was -9.90% per year. During the past 10 years, the average EPS without NRI Growth Rate was -4.50% per year.

During the past 13 years, Sterling Investments's highest 3-Year average EPS without NRI Growth Rate was 39.20% per year. The lowest was -64.60% per year. And the median was -12.60% per year.

Sterling Investments's EPS (Basic) for the three months ended in Mar. 2026 was JMD0.04. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was JMD0.20.

Back to Basics: PE Ratio


Sterling Investments  (XJAM:SIL) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Sterling Investments PE Ratio Related Terms


Sterling Investments PE Ratio Historical Data

* Premium members only.

The historical data trend for Sterling Investments's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sterling Investments PE Ratio Chart

Sterling Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.35 27.20 10.63 19.79 11.52

Sterling Investments Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.31 12.83 15.30 11.52 15.84

XJAM:SIL vs MS, GS, SCHW: PE Ratio Comparison

For the Capital Markets subindustry, Sterling Investments's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sterling Investments PE Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Sterling Investments's PE Ratio distribution charts can be found below:

* The bar in red indicates where Sterling Investments's PE Ratio falls into.


XJAM:SIL
67GF Score
Sterling Investments Ltd XJAM:SIL
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sterling Investments PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Sterling Investments's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=3.11/0.202
=15.4

Sterling Investments's Share Price of today is JMD3.11.
Sterling Investments's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD0.20.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 15.40 mean?
Sterling Investments (XJAM:SIL) has a PE Ratio of 15.40 as of Jul. 17, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Sterling Investments and its competitors. This is 38% above median its historical median of 11.15. Over the past decade, Sterling Investments' PE Ratio has ranged from 2.27 to 59.20.
Is Sterling Investments' PE Ratio too high?
Sterling Investments' current PE Ratio of 15.40 is 38% above median its 10-year median of 11.15. Over the past 10 years, this metric has ranged from a low of 2.27 to a high of 59.20. Overall, Sterling Investments has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Investments' PE Ratio compare to MS and GS?
Sterling Investments' PE Ratio of 15.40 can be compared against companies in the Capital Markets industry. Historically, Sterling Investments' own PE Ratio has ranged from 2.27 to 59.20 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for a Capital Markets company?
A good PE Ratio depends on the Capital Markets industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Sterling Investments and its competitors. Sterling Investments's current PE Ratio is 15.40, which is 38% above median its own 10-year median of 11.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Investments stock overvalued right now?
Based on GuruFocus' analysis, Sterling Investments (XJAM:SIL) is currently considered Modestly Overvalued. The stock's GF Value™ is JMD2.59, compared to a current price of JMD3.11 — trading 20.1% above its estimated fair value. The current PE Ratio is 15.40, which is 38% above median its 10-year median of 11.15. Sterling Investments' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Sterling Investments (XJAM:SIL), the current PE Ratio is 15.40 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sterling Investments (XJAM:SIL) Overvalued in 2026?

Based on GuruFocus' analysis, Sterling Investments stock appears to be overvalued. The current stock price of JMD3.11 is trading 20.1% above its estimated GF Value™ of JMD2.59. GuruFocus considers Sterling Investments to be Modestly Overvalued.

Key valuation signals for XJAM:SIL:

  • PE Ratio: 15.40 (38% above median its 10-year median of 11.15)
  • GF Value™: JMD2.59 vs. price of JMD3.11 (20.1% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the XJAM:SIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sterling Investments Business Description

Address 40 Knutsford Boulevard, 3rd Floor, Kingston 5, Kingston, JAM
Sterling Investments Ltd is an investment holding company. It invests in an array of high-quality fixed-income securities denominated in United States dollars. It generates income through interest income earned on the securities in the portfolio and through capital gains as a result of an increase in the price of the securities. The company focused on generating higher risk-adjusted returns through the active purchase and sale of financial instruments in the international capital markets. The company invests mainly in hard currencies and in developed markets to provide local and regional institutional and retail investors with sustainable growth and diversification.
67GF Score

Get the complete analysis for XJAM:SIL

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD3.11
Price
JMD2.59
GF Value