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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Indara Insurance PCL's Enterprise Value is ฿348 Mil.
Indara Insurance PCL's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ฿176 Mil. Therefore, Indara Insurance PCL's EV-to-FCF for today is 1.97.
The historical rank and industry rank for Indara Insurance PCL's EV-to-FCF or its related term are showing as below:
BKK:INSURE'
s EV-to-FCF Range Over the Past 10 Years
Min: -49.01 Med: -0.61 Max: 53.67
Current: 1.99
During the past 13 years, the highest EV-to-FCF of Indara Insurance PCL was 53.67. The lowest was -49.01. And the median was -0.61.
BKK:INSURE's EV-to-FCF is ranked better than 88.04% of 393
companies
in the Insurance industry
Industry Median: 9.84
vs BKK:INSURE: 1.99
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Indara Insurance PCL's PE Ratio (TTM) for today is calculated as:
Indara Insurance PCL's share price for today is ฿51.00.
Indara Insurance PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿2.257.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Indara Insurance PCL EV-to-FCF Related Terms
Indara Insurance PCL EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Indara Insurance PCL's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Indara Insurance PCL's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indara Insurance PCL EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Indara Insurance PCL's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Indara Insurance PCL's EV-to-FCF falls into.
Indara Insurance PCL's current Enterprise Value is ฿348 Mil.
Indara Insurance PCL's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿176 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indara Insurance PCL (BKK:INSURE) has a EV-to-FCF of 1.97 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Indara Insurance PCL and its competitors. According to the industry distribution chart, Indara Insurance PCL ranks #47 out of 393 companies in the Insurance industry, placing it in the top 12%.
Is Indara Insurance PCL's EV-to-FCF too high?
Indara Insurance PCL's current EV-to-FCF is 1.97. The Insurance industry median EV-to-FCF is 9.84. Indara Insurance PCL's value of 1.97 is 80% below this industry median. Based on the distribution chart, Indara Insurance PCL ranks #47 out of 393 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Indara Insurance PCL has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indara Insurance PCL's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Indara Insurance PCL ranks #47 out of 393 companies for EV-to-FCF. This places Indara Insurance PCL in the top 12% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.84. Indara Insurance PCL's value of 1.97 is 80% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.84, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indara Insurance PCL's current EV-to-FCF of 1.97 is 80% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Indara Insurance PCL and its competitors. For the Insurance industry, the median EV-to-FCF is 9.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indara Insurance PCL's current EV-to-FCF is 1.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indara Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Indara Insurance PCL (BKK:INSURE) is currently considered Significantly Undervalued. The stock's GF Value™ is ฿152.78, compared to a current price of ฿51.00 — trading 66.6% below its estimated fair value. The current EV-to-FCF is 1.97 and 80% below the Insurance industry median of 9.84. Indara Insurance PCL's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Indara Insurance PCL (BKK:INSURE), the current EV-to-FCF is 1.97 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indara Insurance PCL (BKK:INSURE) Overvalued in 2026?
Based on GuruFocus' analysis, Indara Insurance PCL stock appears to be undervalued.
The current stock price of ฿51.00 is trading 66.6% below its estimated GF Value™ of ฿152.78.
GuruFocus considers Indara Insurance PCL to be Significantly Undervalued.
Key valuation signals for BKK:INSURE:
EV-to-FCF: 1.97
GF Value™: ฿152.78 vs. price of ฿51.00 (66.6% below fair value)
Industry Position: 80% below the Insurance median (#47 of 393)
No single metric tells the full story. See the BKK:INSURE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indara Insurance PCL is a Thailand-based company engaged in the provision of non-life insurance. The company operates in business segments: Motor and Others such as Property, Marine and transportation, Accident and health and Miscellaneous insurance. Majority of revenue is from Motor. The company operates mainly in Thailand. Its Individual Insurance involves Car insurance, Accident and health insurance, Travel insurance, and Home insurance. Its Business Insurance includes: Engineering Insurance, Cargo and hull insurance, Property insurance, and Other insurance.
52GF Score
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