Ceejay Finance (BOM:530789) EV-to-FCF: (As of Sep. 01, 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:530789 Ceejay Finance Ltd BOM:530789
75 GF Score
Price ₹157.05
GF Value ₹205.54
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Ceejay Finance EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Ceejay Finance's Enterprise Value is ₹960.4 Mil. Ceejay Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₹0.0 Mil. Therefore, Ceejay Finance's EV-to-FCF for today is .

The historical rank and industry rank for Ceejay Finance's EV-to-FCF or its related term are showing as below:

BOM:530789' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 24.66
Current: 24.66

During the past 13 years, the highest EV-to-FCF of Ceejay Finance was 24.66. The lowest was 0.00. And the median was 0.00.

BOM:530789's EV-to-FCF is ranked worse than
62.96% of 270 companies
in the Credit Services industry
Industry Median: 13.765 vs BOM:530789: 24.66

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-01), Ceejay Finance's stock price is ₹157.05. Ceejay Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹23.120. Therefore, Ceejay Finance's PE Ratio (TTM) for today is 6.79.


Ceejay Finance  (BOM:530789) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Ceejay Finance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=157.05/23.120
=6.79

Ceejay Finance's share price for today is ₹157.05.
Ceejay Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹23.120.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Ceejay Finance EV-to-FCF Related Terms


Ceejay Finance EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Ceejay Finance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ceejay Finance EV-to-FCF Chart

Ceejay Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -11.61 -13.34 -17.76 -7.69 25.81

Ceejay Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 25.81 0.00

BOM:530789 vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, Ceejay Finance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ceejay Finance EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Ceejay Finance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Ceejay Finance's EV-to-FCF falls into.


BOM:530789
75GF Score
Ceejay Finance Ltd BOM:530789
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ceejay Finance EV-to-FCF Calculation

Ceejay Finance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=960.439/0
=

Ceejay Finance's current Enterprise Value is ₹960.4 Mil.
Ceejay Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Ceejay Finance (BOM:530789) Overvalued in 2026?

Based on GuruFocus' analysis, Ceejay Finance stock appears to be undervalued. The current stock price of ₹157.05 is trading 23.6% below its estimated GF Value™ of ₹205.54. GuruFocus considers Ceejay Finance to be Modestly Undervalued.

Key valuation signals for BOM:530789:

  • EV-to-FCF:
  • GF Value™: ₹205.54 vs. price of ₹157.05 (23.6% below fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the BOM:530789 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ceejay Finance Business Description

Address Shyamal Cross Road, 132 FT. Ring Road, 815-816, ICONIC SHYAMAL, Ahmedabad, GJ, IND, 380015
Ceejay Finance Ltd is a Non- Banking Financial Company operating in India. The company provides customized and flexible loans for new and used two-wheeler vehicles and four-wheeler loans to individuals and small businesses. It also offers Commercial loans, Personal loans, Loans against property, Microfinance loans, SME business loans, and Insurance services. The company's share of revenue comes from the interest amount generated on two-wheeler financing in rural areas. It is engaged in one business segment which is Finance service.
75GF Score

Get the complete analysis for BOM:530789

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹157.05
Price
₹205.54
GF Value