Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bowhead Specialty HoldingsBOW +5.28%17 EV-to-FCF is 3.12 as of Jul. 25, 2026, which is 8% above its 10-year median of 2.88. GuruFocus rates BOW with a GF Score™ of 17/100. The stock has 1 warning sign investors should review. Among 394 Insurance companies, Bowhead Specialty Holdings ranks better than 84.26% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bowhead Specialty Holdings's Enterprise Value is $1,070.9 Mil.
Bowhead Specialty Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $343.7 Mil. Therefore, Bowhead Specialty Holdings's EV-to-FCF for today is 3.12.
The historical rank and industry rank for Bowhead Specialty Holdings's EV-to-FCF or its related term are showing as below:
BOW'
s EV-to-FCF Range Over the Past 10 Years
Min: 1.85 Med: 2.88 Max: 4.54
Current: 3.12
During the past 4 years, the highest EV-to-FCF of Bowhead Specialty Holdings was 4.54. The lowest was 1.85. And the median was 2.88.
BOW's EV-to-FCF is ranked better than 84.26% of 394
companies
in the Insurance industry
Industry Median: 9.58
vs BOW: 3.12
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bowhead Specialty Holdings's PE Ratio (TTM) for today is calculated as:
Bowhead Specialty Holdings's share price for today is $31.11.
Bowhead Specialty Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.730.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bowhead Specialty Holdings EV-to-FCF Related Terms
Bowhead Specialty Holdings EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Bowhead Specialty Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bowhead Specialty Holdings EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Bowhead Specialty Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bowhead Specialty Holdings's EV-to-FCF falls into.
Bowhead Specialty Holdings's current Enterprise Value is $1,070.9 Mil.
Bowhead Specialty Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $343.7 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bowhead Specialty Holdings (BOW) has a EV-to-FCF of 3.12 as of Jul. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bowhead Specialty Holdings and its competitors. This is near median its historical median of 2.88. Over the past decade, Bowhead Specialty Holdings' EV-to-FCF has ranged from 1.85 to 4.54. According to the industry distribution chart, Bowhead Specialty Holdings ranks #62 out of 394 companies in the Insurance industry, placing it in the top 15.7%.
Is Bowhead Specialty Holdings' EV-to-FCF too high?
Bowhead Specialty Holdings' current EV-to-FCF of 3.12 is near median its 10-year median of 2.88. Over the past 10 years, this metric has ranged from a low of 1.85 to a high of 4.54. The Insurance industry median EV-to-FCF is 9.58. Bowhead Specialty Holdings' value of 3.12 is 67.4% below this industry median. Based on the distribution chart, Bowhead Specialty Holdings ranks #62 out of 394 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Bowhead Specialty Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Bowhead Specialty Holdings' EV-to-FCF compare to ROOT and TRUP?
According to the Insurance industry distribution chart, Bowhead Specialty Holdings ranks #62 out of 394 companies for EV-to-FCF. This places Bowhead Specialty Holdings in the top 16% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.58. Bowhead Specialty Holdings' value of 3.12 is 67.4% below this benchmark. Historically, Bowhead Specialty Holdings' own EV-to-FCF has ranged from 1.85 to 4.54 over the past decade. While the company's 10-year median is 2.88 vs. the industry median of 9.58, Bowhead Specialty Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.58, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bowhead Specialty Holdings's current EV-to-FCF of 3.12 is 67.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bowhead Specialty Holdings and its competitors. For the Insurance industry, the median EV-to-FCF is 9.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bowhead Specialty Holdings's current EV-to-FCF is 3.12, which is near median its own 10-year median of 2.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bowhead Specialty Holdings stock overvalued right now?
Bowhead Specialty Holdings (BOW) has a current EV-to-FCF of 3.12. The current EV-to-FCF is 3.12, which is near median its 10-year median of 2.88 and 67.4% below the Insurance industry median of 9.58. Bowhead Specialty Holdings' overall GF Score™ is 17/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bowhead Specialty Holdings (BOW), the current EV-to-FCF is 3.12 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bowhead Specialty Holdings Inc offers commercial specialty property and casualty insurance products. The company offers underwriting solutions to various businesses across four underwriting divisions, which include Casualty, Professional Liability, Healthcare Liability, and Baleen Specialty. A majority of its revenue is generated from the Casualty division, which specializes in general liability coverage, which protects a company against liability arising from bodily injury, personal injury, or property damage, for risks in the construction, distribution, heavy manufacturing, real estate, public entity, and hospitality segments, and also considers underwriting risks in a broader range of industries. Geographically, the company operates in the United States.
17GF Score
Get the complete analysis for BOW
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOW has been successfully added to your 
