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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Housing & Development Bank's Enterprise Value is E£30,418 Mil.
Housing & Development Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was E£59,060 Mil. Therefore, Housing & Development Bank's EV-to-FCF for today is 0.52.
The historical rank and industry rank for Housing & Development Bank's EV-to-FCF or its related term are showing as below:
CAI:HDBK'
s EV-to-FCF Range Over the Past 10 Years
Min: -8.92 Med: -0.53 Max: 4.9
Current: 0.52
During the past 13 years, the highest EV-to-FCF of Housing & Development Bank was 4.90. The lowest was -8.92. And the median was -0.53.
CAI:HDBK's EV-to-FCF is ranked better than 80.57% of 1194
companies
in the Banks industry
Industry Median: 6.725
vs CAI:HDBK: 0.52
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Housing & Development Bank (CAI:HDBK) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Housing & Development Bank's PE Ratio (TTM) for today is calculated as:
Housing & Development Bank's share price for today is E£77.82.
Housing & Development Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was E£18.201.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Housing & Development Bank EV-to-FCF Related Terms
Housing & Development Bank EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Housing & Development Bank EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Housing & Development Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Housing & Development Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Housing & Development Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Housing & Development Bank's EV-to-FCF falls into.
Housing & Development Bank's current Enterprise Value is E£30,418 Mil.
Housing & Development Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was E£59,060 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Housing & Development Bank (CAI:HDBK) has a EV-to-FCF of 0.52 as of Jul. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Housing & Development Bank and its competitors. According to the industry distribution chart, Housing & Development Bank ranks #232 out of 1194 companies in the Banks industry, placing it in the top 19.4%.
Is Housing & Development Bank's EV-to-FCF too high?
Housing & Development Bank's current EV-to-FCF is 0.52. The Banks industry median EV-to-FCF is 6.73. Housing & Development Bank's value of 0.52 is 92.3% below this industry median. Based on the distribution chart, Housing & Development Bank ranks #232 out of 1194 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Housing & Development Bank has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Housing & Development Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Housing & Development Bank ranks #232 out of 1194 companies for EV-to-FCF. This places Housing & Development Bank in the top 19% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.73. Housing & Development Bank's value of 0.52 is 92.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.73, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Housing & Development Bank's current EV-to-FCF of 0.52 is 92.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Housing & Development Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Housing & Development Bank's current EV-to-FCF is 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Housing & Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Housing & Development Bank (CAI:HDBK) is currently considered Significantly Overvalued. The stock's GF Value™ is E£43.62, compared to a current price of E£77.82 — trading 78.4% above its estimated fair value. The current EV-to-FCF is 0.52 and 92.3% below the Banks industry median of 6.73. Housing & Development Bank's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Housing & Development Bank (CAI:HDBK), the current EV-to-FCF is 0.52 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Housing & Development Bank (CAI:HDBK) Overvalued in 2026?
Based on GuruFocus' analysis, Housing & Development Bank stock appears to be overvalued.
The current stock price of E£77.82 is trading 78.4% above its estimated GF Value™ of E£43.62.
GuruFocus considers Housing & Development Bank to be Significantly Overvalued.
Key valuation signals for CAI:HDBK:
EV-to-FCF: 0.52
GF Value™: E£43.62 vs. price of E£77.82 (78.4% above fair value)
Industry Position: 92.3% below the Banks median (#232 of 1194)
No single metric tells the full story. See the CAI:HDBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Housing & Development Bank operates as a bank in the Arab Republic of Egypt. The company provides loans and other services to financial institutions, agricultural institutions, industrial institutions, commercial services, real estate activity, and the government sector. It operates its business in four segments, which are Corporate, medium and small sized enterprise, Investments, Retail, and Other activities. Maximum revenue is generated from the Corporate, medium and small sized enterprise segment, which mainly includes the bank's current accounts (debit/credit), deposits, loans and facilities, financial derivatives, and other financial products and service offerings.
54GF Score
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