Sanlam MarocCAS:SAH 65 EV-to-FCF is 0.38 as of Jun. 27, 2026, which is 88% below its 10-year median of 3.26. GuruFocus rates CAS:SAH with a GF Score™ of 65/100 and a GF Value™ of MAD1,862.26 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 391 Insurance companies, Sanlam Maroc ranks better than 95.65% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sanlam Maroc's Enterprise Value is MAD4,717 Mil.
Sanlam Maroc's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was MAD12,282 Mil. Therefore, Sanlam Maroc's EV-to-FCF for today is 0.38.
The historical rank and industry rank for Sanlam Maroc's EV-to-FCF or its related term are showing as below:
CAS:SAH'
s EV-to-FCF Range Over the Past 10 Years
Min: 0.22 Med: 3.26 Max: 100.85
Current: 0.38
During the past 13 years, the highest EV-to-FCF of Sanlam Maroc was 100.85. The lowest was 0.22. And the median was 3.26.
CAS:SAH's EV-to-FCF is ranked better than 95.65% of 391
companies
in the Insurance industry
Industry Median: 9.32
vs CAS:SAH: 0.38
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sanlam Maroc's PE Ratio (TTM) for today is calculated as:
Sanlam Maroc's share price for today is MAD2990.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sanlam Maroc's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MAD0.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sanlam Maroc EV-to-FCF Related Terms
Sanlam Maroc EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Sanlam Maroc's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Sanlam Maroc's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanlam Maroc EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanlam Maroc's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Sanlam Maroc's EV-to-FCF falls into.
Sanlam Maroc's current Enterprise Value is MAD4,717 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sanlam Maroc's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was MAD12,282 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sanlam Maroc (CAS:SAH) has a EV-to-FCF of 0.38 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sanlam Maroc and its competitors. This is 88% below median its historical median of 3.26. Over the past decade, Sanlam Maroc's EV-to-FCF has ranged from 0.22 to 100.85. According to the industry distribution chart, Sanlam Maroc ranks #17 out of 391 companies in the Insurance industry, placing it in the top 4.3%.
Is Sanlam Maroc's EV-to-FCF too high?
Sanlam Maroc's current EV-to-FCF of 0.38 is 88% below median its 10-year median of 3.26. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 100.85. The Insurance industry median EV-to-FCF is 9.32. Sanlam Maroc's value of 0.38 is 95.9% below this industry median. Based on the distribution chart, Sanlam Maroc ranks #17 out of 391 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sanlam Maroc has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam Maroc's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sanlam Maroc ranks #17 out of 391 companies for EV-to-FCF. This places Sanlam Maroc in the top 4% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.32. Sanlam Maroc's value of 0.38 is 95.9% below this benchmark. Historically, Sanlam Maroc's own EV-to-FCF has ranged from 0.22 to 100.85 over the past decade. While the company's 10-year median is 3.26 vs. the industry median of 9.32, Sanlam Maroc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam Maroc's current EV-to-FCF of 0.38 is 95.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sanlam Maroc and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam Maroc's current EV-to-FCF is 0.38, which is 88% below median its own 10-year median of 3.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam Maroc stock overvalued right now?
Based on GuruFocus' analysis, Sanlam Maroc (CAS:SAH) is currently considered Significantly Overvalued. The stock's GF Value™ is MAD1,862.26, compared to a current price of MAD2,990.00 — trading 60.6% above its estimated fair value. The current EV-to-FCF is 0.38, which is 88% below median its 10-year median of 3.26 and 95.9% below the Insurance industry median of 9.32. Sanlam Maroc's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sanlam Maroc (CAS:SAH), the current EV-to-FCF is 0.38 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sanlam Maroc (CAS:SAH) Overvalued in 2026?
Based on GuruFocus' analysis, Sanlam Maroc stock appears to be overvalued.
The current stock price of MAD2,990.00 is trading 60.6% above its estimated GF Value™ of MAD1,862.26.
GuruFocus considers Sanlam Maroc to be Significantly Overvalued.
Key valuation signals for CAS:SAH:
EV-to-FCF: 0.38 (88% below median its 10-year median of 3.26)
GF Value™: MAD1,862.26 vs. price of MAD2,990.00 (60.6% above fair value)
Industry Position: 95.9% below the Insurance median (#17 of 391)
No single metric tells the full story. See the CAS:SAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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