Atlantic Insurance Co PublicCYS:ATL 83 EV-to-FCF is 14.42 as of Jul. 05, 2026, which is 21% above its 10-year median of 11.90. GuruFocus rates CYS:ATL with a GF Score™ of 83/100 and a GF Value™ of €2.96 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 394 Insurance companies, Atlantic Insurance Co Public ranks worse than 66.5% on this metric.
The historical rank and industry rank for Atlantic Insurance Co Public's EV-to-FCF or its related term are showing as below:
CYS:ATL'
s EV-to-FCF Range Over the Past 10 Years
Min: 3.79 Med: 11.9 Max: 22.7
Current: 14.42
During the past 13 years, the highest EV-to-FCF of Atlantic Insurance Co Public was 22.70. The lowest was 3.79. And the median was 11.90.
CYS:ATL's EV-to-FCF is ranked worse than 66.5% of 394
companies
in the Insurance industry
Industry Median: 9.72
vs CYS:ATL: 14.42
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Atlantic Insurance Co Public (CYS:ATL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Atlantic Insurance Co Public's PE Ratio (TTM) for today is calculated as:
Atlantic Insurance Co Public's share price for today is €2.34.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Atlantic Insurance Co Public's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.518.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Atlantic Insurance Co Public EV-to-FCF Related Terms
Atlantic Insurance Co Public EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Atlantic Insurance Co Public's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Atlantic Insurance Co Public EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Atlantic Insurance Co Public's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Atlantic Insurance Co Public's EV-to-FCF falls into.
Atlantic Insurance Co Public's current Enterprise Value is €89.87 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Atlantic Insurance Co Public's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €6.23 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Atlantic Insurance Co Public (CYS:ATL) has a EV-to-FCF of 14.42 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Atlantic Insurance Co Public and its competitors. This is 21% above median its historical median of 11.90. Over the past decade, Atlantic Insurance Co Public's EV-to-FCF has ranged from 3.79 to 22.70. According to the industry distribution chart, Atlantic Insurance Co Public ranks #262 out of 394 companies in the Insurance industry, placing it in the top 66.5%.
Is Atlantic Insurance Co Public's EV-to-FCF too high?
Atlantic Insurance Co Public's current EV-to-FCF of 14.42 is 21% above median its 10-year median of 11.90. Over the past 10 years, this metric has ranged from a low of 3.79 to a high of 22.70. The Insurance industry median EV-to-FCF is 9.72. Atlantic Insurance Co Public's value of 14.42 is 48.4% above this industry median. Based on the distribution chart, Atlantic Insurance Co Public ranks #262 out of 394 companies in the Insurance industry, which is below the industry midpoint. Overall, Atlantic Insurance Co Public has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Atlantic Insurance Co Public's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Atlantic Insurance Co Public ranks #262 out of 394 companies for EV-to-FCF. This places Atlantic Insurance Co Public in the lower half of its industry. The industry median EV-to-FCF is 9.72. Atlantic Insurance Co Public's value of 14.42 is 48.4% above this benchmark. Historically, Atlantic Insurance Co Public's own EV-to-FCF has ranged from 3.79 to 22.70 over the past decade. While the company's 10-year median is 11.90 vs. the industry median of 9.72, Atlantic Insurance Co Public has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.72, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atlantic Insurance Co Public's current EV-to-FCF of 14.42 is 48.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Atlantic Insurance Co Public and its competitors. For the Insurance industry, the median EV-to-FCF is 9.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atlantic Insurance Co Public's current EV-to-FCF is 14.42, which is 21% above median its own 10-year median of 11.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atlantic Insurance Co Public stock overvalued right now?
Based on GuruFocus' analysis, Atlantic Insurance Co Public (CYS:ATL) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.96, compared to a current price of €2.34 — trading 20.9% below its estimated fair value. The current EV-to-FCF is 14.42, which is 21% above median its 10-year median of 11.90 and 48.4% above the Insurance industry median of 9.72. Atlantic Insurance Co Public's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Atlantic Insurance Co Public (CYS:ATL), the current EV-to-FCF is 14.42 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Atlantic Insurance Co Public (CYS:ATL) Overvalued in 2026?
Based on GuruFocus' analysis, Atlantic Insurance Co Public stock appears to be undervalued.
The current stock price of €2.34 is trading 20.9% below its estimated GF Value™ of €2.96.
GuruFocus considers Atlantic Insurance Co Public to be Modestly Undervalued.
Key valuation signals for CYS:ATL:
EV-to-FCF: 14.42 (21% above median its 10-year median of 11.90)
GF Value™: €2.96 vs. price of €2.34 (20.9% below fair value)
Industry Position: 48.4% above the Insurance median (#262 of 394)
No single metric tells the full story. See the CYS:ATL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Atlantic Insurance Co Public Ltd is an insurance company based in Cyprus. The company's operating segment includes general Insurance and Financial Services. It generates maximum revenue in the form of Premiums from the Insurance segment. The company offers undertaking of insurance business of the classes such as Motor, Household, Fire and Special Perils, Burglary, Medical, Personal Accident, Health Insurance, Travel, and Marine Cargo and other Property Damage, General Liability, Credit and Guarantees and miscellaneous, general business, the possession of land with the intention of its division into plots and their disposal and the provision of financial consultancy and brokerage services.
83GF Score
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