EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Amlak Finance PJSC's Enterprise Value is د.إ-927 Mil.
Amlak Finance PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ2,902 Mil. Therefore, Amlak Finance PJSC's EV-to-FCF for today is -0.32.
The historical rank and industry rank for Amlak Finance PJSC's EV-to-FCF or its related term are showing as below:
DFM:AMLAK'
s EV-to-FCF Range Over the Past 10 Years
Min: -86.36 Med: 5.23 Max: 172.22
Current: -0.32
During the past 13 years, the highest EV-to-FCF of Amlak Finance PJSC was 172.22. The lowest was -86.36. And the median was 5.23.
DFM:AMLAK's EV-to-FCF is ranked better than 87.12% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs DFM:AMLAK: -0.32
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Amlak Finance PJSC's PE Ratio (TTM) for today is calculated as:
Amlak Finance PJSC's share price for today is د.إ1.27.
Amlak Finance PJSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Amlak Finance PJSC EV-to-FCF Related Terms
Amlak Finance PJSC EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Amlak Finance PJSC's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:AMLAK vs RKT, FNMA, PFSI: EV-to-FCF Comparison
For the Mortgage Finance subindustry, Amlak Finance PJSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amlak Finance PJSC EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Amlak Finance PJSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Amlak Finance PJSC's EV-to-FCF falls into.
Amlak Finance PJSC's current Enterprise Value is د.إ-927 Mil.
Amlak Finance PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ2,902 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Amlak Finance PJSC (DFM:AMLAK) has a EV-to-FCF of -0.32 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Amlak Finance PJSC and its competitors. According to the industry distribution chart, Amlak Finance PJSC ranks #154 out of 1196 companies in the Banks industry, placing it in the top 12.9%.
Is Amlak Finance PJSC's EV-to-FCF too high?
Amlak Finance PJSC's current EV-to-FCF is -0.32. Based on the distribution chart, Amlak Finance PJSC ranks #154 out of 1196 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Amlak Finance PJSC has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Amlak Finance PJSC's EV-to-FCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Amlak Finance PJSC ranks #154 out of 1196 companies for EV-to-FCF. This places Amlak Finance PJSC in the top 13% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Amlak Finance PJSC and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amlak Finance PJSC's current EV-to-FCF is -0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amlak Finance PJSC stock overvalued right now?
Based on GuruFocus' analysis, Amlak Finance PJSC (DFM:AMLAK) is currently considered Possible Value Trap. The stock's GF Value™ is د.إ19.62, compared to a current price of د.إ1.27 — trading 93.5% below its estimated fair value. The current EV-to-FCF is -0.32. Amlak Finance PJSC's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Amlak Finance PJSC (DFM:AMLAK), the current EV-to-FCF is -0.32 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amlak Finance PJSC (DFM:AMLAK) Overvalued in 2026?
Based on GuruFocus' analysis, Amlak Finance PJSC stock appears to be undervalued.
The current stock price of د.إ1.27 is trading 93.5% below its estimated GF Value™ of د.إ19.62.
GuruFocus considers Amlak Finance PJSC to be Possible Value Trap.
Key valuation signals for DFM:AMLAK:
EV-to-FCF: -0.32
GF Value™: د.إ19.62 vs. price of د.إ1.27 (93.5% below fair value)
No single metric tells the full story. See the DFM:AMLAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amlak Finance PJSC is licensed as a finance company. It is mainly focused on financing and investing activities based on structures such as Ijara, Murabaha, Mudaraba, Wakala, and Musharaka. All activities of the Company are conducted in accordance with Islamic Sharia and within the provisions of its Articles and Memorandum of Association. The Group is organised into the following three business segments: Real Estate Financing, Real Estate Investments, and Corporate Finance Investments. The majority of revenue is from Real Estate Investments.
42GF Score
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