What is National General Insurance Co PSC EV-to-FCF?
National General Insurance Co PSCDFM:NGI 76 EV-to-FCF is 4.41 as of Jul. 02, 2026, which is 7% above its 10-year median of 4.13. GuruFocus rates DFM:NGI with a GF Score™ of 76/100 and a GF Value™ of د.إ6.65 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 395 Insurance companies, National General Insurance Co PSC ranks better than 77.22% on this metric.
DFM:NGI'
s EV-to-FCF Range Over the Past 10 Years
Min: -31.26 Med: 4.13 Max: 312.24
Current: 4.41
During the past 13 years, the highest EV-to-FCF of National General Insurance Co PSC was 312.24. The lowest was -31.26. And the median was 4.13.
DFM:NGI's EV-to-FCF is ranked better than 77.22% of 395
companies
in the Insurance industry
Industry Median: 9.29
vs DFM:NGI: 4.41
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National General Insurance Co PSC (DFM:NGI) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National General Insurance Co PSC's PE Ratio (TTM) for today is calculated as:
National General Insurance Co PSC's share price for today is د.إ5.80.
National General Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.610.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
National General Insurance Co PSC EV-to-FCF Related Terms
National General Insurance Co PSC EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, National General Insurance Co PSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National General Insurance Co PSC EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, National General Insurance Co PSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where National General Insurance Co PSC's EV-to-FCF falls into.
National General Insurance Co PSC's current Enterprise Value is د.إ901.0 Mil.
National General Insurance Co PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ204.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National General Insurance Co PSC (DFM:NGI) has a EV-to-FCF of 4.41 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on National General Insurance Co PSC and its competitors. This is near median its historical median of 4.13. According to the industry distribution chart, National General Insurance Co PSC ranks #90 out of 395 companies in the Insurance industry, placing it in the top 22.8%.
Is National General Insurance Co PSC's EV-to-FCF too high?
National General Insurance Co PSC's current EV-to-FCF of 4.41 is near median its 10-year median of 4.13. The Insurance industry median EV-to-FCF is 9.29. National General Insurance Co PSC's value of 4.41 is 52.5% below this industry median. Based on the distribution chart, National General Insurance Co PSC ranks #90 out of 395 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, National General Insurance Co PSC has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National General Insurance Co PSC's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, National General Insurance Co PSC ranks #90 out of 395 companies for EV-to-FCF. This places National General Insurance Co PSC in the top 23% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.29. National General Insurance Co PSC's value of 4.41 is 52.5% below this benchmark. While the company's 10-year median is 4.13 vs. the industry median of 9.29, National General Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.29, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National General Insurance Co PSC's current EV-to-FCF of 4.41 is 52.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on National General Insurance Co PSC and its competitors. For the Insurance industry, the median EV-to-FCF is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National General Insurance Co PSC's current EV-to-FCF is 4.41, which is near median its own 10-year median of 4.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National General Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, National General Insurance Co PSC (DFM:NGI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ6.65, compared to a current price of د.إ5.80 — trading 12.8% below its estimated fair value. The current EV-to-FCF is 4.41, which is near median its 10-year median of 4.13 and 52.5% below the Insurance industry median of 9.29. National General Insurance Co PSC's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For National General Insurance Co PSC (DFM:NGI), the current EV-to-FCF is 4.41 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National General Insurance Co PSC (DFM:NGI) Overvalued in 2026?
Based on GuruFocus' analysis, National General Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ5.80 is trading 12.8% below its estimated GF Value™ of د.إ6.65.
GuruFocus considers National General Insurance Co PSC to be Modestly Undervalued.
Key valuation signals for DFM:NGI:
EV-to-FCF: 4.41 (near median its 10-year median of 4.13)
GF Value™: د.إ6.65 vs. price of د.إ5.80 (12.8% below fair value)
Industry Position: 52.5% below the Insurance median (#90 of 395)
No single metric tells the full story. See the DFM:NGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National General Insurance Co PSC Business Description
National General Insurance Co PSC is an insurance service provider. The company operates in two segments namely insurance and investments. Its majority of the revenue is derived from the General Insurance segment. The company products portfolio includes Motor, Marine, Property and Casualty, Construction, Engineering, Life Protection, Savings, Investment and Health or Medical Insurance.
76GF Score
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