EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, AlRayan Bank's Enterprise Value is ر.ق21,620 Mil.
AlRayan Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ق1,082 Mil. Therefore, AlRayan Bank's EV-to-FCF for today is 19.98.
The historical rank and industry rank for AlRayan Bank's EV-to-FCF or its related term are showing as below:
DSMD:MARK'
s EV-to-FCF Range Over the Past 10 Years
Min: -29.39 Med: -1.75 Max: 401.13
Current: 20
During the past 13 years, the highest EV-to-FCF of AlRayan Bank was 401.13. The lowest was -29.39. And the median was -1.75.
DSMD:MARK's EV-to-FCF is ranked worse than 82.57% of 1199
companies
in the Banks industry
Industry Median: 6.56
vs DSMD:MARK: 20.00
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
AlRayan Bank's PE Ratio (TTM) for today is calculated as:
AlRayan Bank's share price for today is ر.ق2.00.
AlRayan Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ق0.156.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
AlRayan Bank EV-to-FCF Related Terms
AlRayan Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for AlRayan Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AlRayan Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AlRayan Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, AlRayan Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where AlRayan Bank's EV-to-FCF falls into.
AlRayan Bank's current Enterprise Value is ر.ق21,620 Mil.
AlRayan Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ق1,082 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AlRayan Bank (DSMD:MARK) has a EV-to-FCF of 19.98 as of Jul. 12, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on AlRayan Bank and its competitors. According to the industry distribution chart, AlRayan Bank ranks #990 out of 1199 companies in the Banks industry, placing it in the top 82.6%.
Is AlRayan Bank's EV-to-FCF too high?
AlRayan Bank's current EV-to-FCF is 19.98. The Banks industry median EV-to-FCF is 6.56. AlRayan Bank's value of 19.98 is 204.6% above this industry median. Based on the distribution chart, AlRayan Bank ranks #990 out of 1199 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, AlRayan Bank has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AlRayan Bank's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, AlRayan Bank ranks #990 out of 1199 companies for EV-to-FCF. This places AlRayan Bank in the lower half of its industry. The industry median EV-to-FCF is 6.56. AlRayan Bank's value of 19.98 is 204.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AlRayan Bank's current EV-to-FCF of 19.98 is 204.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on AlRayan Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AlRayan Bank's current EV-to-FCF is 19.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlRayan Bank stock overvalued right now?
Based on GuruFocus' analysis, AlRayan Bank (DSMD:MARK) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق2.60, compared to a current price of ر.ق2.00 — trading 23.1% below its estimated fair value. The current EV-to-FCF is 19.98 and 204.6% above the Banks industry median of 6.56. AlRayan Bank's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For AlRayan Bank (DSMD:MARK), the current EV-to-FCF is 19.98 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AlRayan Bank (DSMD:MARK) Overvalued in 2026?
Based on GuruFocus' analysis, AlRayan Bank stock appears to be undervalued.
The current stock price of ر.ق2.00 is trading 23.1% below its estimated GF Value™ of ر.ق2.60.
GuruFocus considers AlRayan Bank to be Modestly Undervalued.
Key valuation signals for DSMD:MARK:
EV-to-FCF: 19.98
GF Value™: ر.ق2.60 vs. price of ر.ق2.00 (23.1% below fair value)
Industry Position: 204.6% above the Banks median (#990 of 1199)
No single metric tells the full story. See the DSMD:MARK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AlRayan Bank is engaged in Islamic banking, financing, investing, and brokerage activities. The services provided by the company include Retail banking, Corporate banking, Private banking, Investments, Credit cards, Debit cards, and other financial products.
59GF Score
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